5 Things the Insurance Company Doesn’t Want You to Know
In an ideal world, insurance companies would have the best interests of their policyholders in mind. Unfortunately, we don’t live in an ideal world. The truth is, insurance companies only care about one thing: profits. As such, there are certain things they don’t want you to know.
1. They’re Not Your Friend
Insurance companies charge as much as they can while paying out as little as possible. It’s a proven business model, but not one that benefits you. It’s common practice for providers to deny and delay claims, as well as make lowball settlement offers. Their hope is that either you won’t know any better or you’ll just give in.
Our job, on the other hand, is to maximize your compensation. Our attorneys understand how to value claims and negotiate favorable settlements. If the insurance company isn’t willing to negotiate in good faith, our trial-ready attorneys have the know-how to present your case in the strongest terms before a judge.
2. Sometimes Claims Adjusters Lie
Claims adjusters may say any number of things to avoid paying you. For example, they may say that your injury isn’t covered under your policy. Insurance companies use purposefully dense language because they don’t want you to understand what they’re responsible for paying. Remember, they make money by giving injury victims less compensation than what’s required.
3. You Shouldn’t Sign Anything Before Talking To an Attorney
The insurance company may ask you to sign a release form, which effectively forfeits your rights to pursue additional claims and compensation. You should never sign this – or any other documentation pertaining to your accident – before consulting with an attorney. Otherwise you risk signing away your rights and missing out on damages you’re entitled to.
4. Claims Adjusters Are Seasoned Negotiators
Claims adjusters understand how to apply pressure when negotiating. They may make a convincing-sounding argument that their inadequate settlement offer is the best you can get. Don’t be fooled: Chances are, you’re entitled to far more compensation than the insurance company says.
5. Hiring a Lawyer Is Not "Too Expensive"
To avoid going up against us, the insurance company may try to convince you that you’d be better off financially if you pursue your own case. This may seem tempting, particularly if you’re facing hefty medical bills and can’t go to work. However, at Morgan & Morgan, we believe that everyone is entitled to high-quality legal representation. We work on a contingency fee basis, meaning you pay nothing upfront, and our payment is dependent on you winning. We collect only a fraction of the settlement or jury verdict we obtain for you.
Contact Morgan & Morgan
Insurance companies all over the country know the name Morgan & Morgan. When they find out one of our attorneys is on the case, they know they’re dealing with a formidable negotiator and litigator who will stop at nothing to achieve the best possible outcome. They know that our track record is virtually unmatched: Over the span of 30-plus years, our attorneys have recovered more than $7 billion for injury victims like you.
They don’t want you to call us, but they can’t stop you. Let us protect your rights and financial future. Get started today by filling out a free, no-obligation case evaluation.