Best Car Insurance Attorney in Big Pine Key, Florida?

The relationship you have with your insurance company is defined by a contract. When your insurance refuses your claim or pays you less than you are owed, it violates the terms of that contract. One of the main purposes of civil courts is to enforce the terms of a fair contract by all parties.
 

Many of our clients only reach out to a lawyer after their insurance claim has been denied. And while this is understandable, it gives an advantage to your insurance company that is difficult to overcome.

The best time for you to ask, “Where can I find the best car insurance attorney in Big Pine Key, Florida?” is immediately after your car accident. Don’t wait for your insurance company to deny your claim or make a lowball offer. Speak with an attorney before you do anything else, and let their experience guide you through the entire claims process.

Some reasonable delays are inevitable in the claims process. But if your insurance company is dragging it out simply to get you to agree to a lowball settlement, it is breaking the law. 

Unfortunately, this is common behavior. A car insurance attorney in Big Pine Key will significantly decrease the likelihood that your insurance company will try to draw out the claims process illegally.

Would you believe that your car insurance attorney will be free? Well, not exactly free, but effectively free.

Morgan & Morgan lawyers take car insurance cases on contingency. This means that we only get paid if we can obtain money for you. Furthermore, our fee is a percentage of your award. 

Since we only take a portion of your compensation, you are effectively paying nothing because you would have received even less money without our services.

That depends entirely on what you are looking for in a lawyer. Are you looking for centuries of experience and an extensive record of success in getting fair compensation for clients? 

Do you want a lawyer who has spent hundreds of hours in a courtroom and isn’t afraid to go to trial to get the results you deserve? Perhaps you want an attorney that knows how to negotiate fast and fair results while minimizing costs.

If any of those criteria define what you want in a lawyer, then Morgan & Morgan is the law firm you are looking for. We are experienced attorneys that are adept at handling all aspects of car insurance claims and car insurance lawsuits. We’ll get you the money you deserve.

Assuming you retain your attorney immediately after your accident, the first thing your attorney will do is tell you who you should and shouldn’t speak to. Speaking to the wrong person or saying the wrong thing can significantly harm your case. 

This advice will generally amount to saying as little publicly as possible and only speaking to authorities or interested parties through your lawyer.

After that, your lawyer will investigate on their own and collect evidence to support your case. The more evidence your lawyer has, the more likely you can quickly get a fair settlement from your insurance company.

Serious negotiations begin at that point. Your attorney will do most of the work while keeping you fully advised. The best-case scenario is that your attorney gets a fair offer from the insurance company that you accept. If not, you are dealing with arbitration at best and a trial at worst.

The whole process should take a few weeks or months if your insurance company settles. It will likely take at least a year otherwise.

Retain an Insurance Company You Can Trust

Don’t let your insurance company pay you one cent less than you deserve. If you need a car insurance company in Big Pine Key, Florida, contact Morgan & Morgan for a free consultation today.

Technically, every insurance company has an appeal process. However, it is usually even more difficult to navigate than the initial claim process. And since the insurance company has full control over the process, it rarely comes out in your favor. 

If you want to successfully fight an insurance company, you need the assistance of a car insurance attorney.

Car insurance attorneys are familiar with the various dispute processes and will simplify an otherwise complicated process. They also know what type of evidence is likely to result in a car insurance company overturning a bad decision. 

The dispute process is different for every insurance company, but an experienced car insurance lawyer can navigate the process regardless of what is required.

Negotiating Fair Compensation

With the right evidence, your lawyer can negotiate appropriate compensation quickly and easily. Simply hiring a lawyer is often enough to loosen the purse strings of the insurance company. If your insurance company believes you have a reasonable chance of success in court, it is likely to pay full compensation just to avoid court costs.

Arbitration

Many insurance companies require you to engage in arbitration when you have a dispute. The arbitration process allows a presumably neutral party to resolve the dispute for you. You may have a lawyer present during arbitration, and car insurance lawyers are experienced with the arbitration process.

Even if your insurance company doesn’t require arbitration, this may be an option you want to pursue. Arbitration is usually less expensive and faster than a trial. With an attorney advocating for you, arbitration is likely to come out in your favor.

Jury Trial

A trial is always the option of last resort. Trials can take years to complete and are usually quite expensive. However, if your insurance company refuses to treat you fairly, this may be your only choice.

If you are forced to take your insurance company to court, this is where you need to know, “Where can I find the best car insurance attorney in Big Pine Key, Florida?” 

An experienced attorney will ensure that you have filed all of the appropriate paperwork with the court, respond promptly to requests from opposing counsel, and litigate your case in the courtroom. The better your attorney, the more money you are likely to win.