How Much Does It Cost for a Boating Accident Lawyer?

How Much Does It Cost for a Boating Accident Lawyer?

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How Much Does It Cost for a Boating Accident Lawyer?

Boating can be a fun, relaxing, and exhilarating way to spend leisure time. However, much like driving a car, driving a boat comes with responsibilities. Boat operators must abide by various state and federal boating laws and regulations. Unfortunately, when things go wrong on a boat, they can go tragically wrong. A fun and carefree day on the water can quickly turn into a nightmare that you and your family might never forget.

If you or a loved one has suffered an injury in a boating accident, our experienced attorneys could help you recover compensation. The cost of hiring a boating accident lawyer at Morgan & Morgan is free initially, as you only pay if and when we win. Our attorneys then recover their fee as a percentage of your settlement. Contact us now for a free, no-obligation review of your case.

Boating Accidents Facts and Figures 

According to the U.S. Coast Guard (USCG), in 2020 alone, recreational boating accounted for 5,265 accidents with 767 fatalities, 3,191 injuries, and around $62.5 million of property damage. The fatalities figure represents a staggering rise of 25 percent from 2019, according to USCG, and is thought to be partially due to a significant increase in boat ownership during the pandemic. USCG identified alcohol use as the leading factor of fatal accidents, accounting for 18% of boating accident deaths. 

Powerboats are not the only vessels used in recreational boating activities that could be involved in accidents. Accidents and injuries can happen on a variety of different vessels, including:

  • Kayaks, canoes, and paddleboards
  • Sailing boats
  • Powerboats
  • Jet-skis and other personal watercraft
  • Airboats
  • Ships
  • Fishing boats

Common Injuries in Recreational Boating Accidents

Boating does not come without some risks. Injuries on the water can occur due to numerous reasons, for example, colliding with another boat, grounding, or persons falling overboard, as well as others. Common injuries in boating accidents can include:

Head and Brain Injuries

Brain injuries, such as traumatic brain injury (TBI), can occur due to trauma to the head after falling from the boat or by being struck by an object. However, brain injuries and brain damage can also occur due to oxygen deprivation during a near-drowning event. 

Spinal Cord Injuries

Spinal cord injuries can cause lifelong paralysis and can occur due to a high-speed impact, for example, during a collision. However, spinal compression, which can happen when the boat bounces up and down in rough weather, could cause spinal injuries such as herniated discs. 

Cuts and Lacerations

During a boating accident, objects or glass can fly around and cause cuts and lacerations. Outboard engines with exposed propellers can severely harm those in the water, potentially causing deep gashes or severed limbs. Propeller injuries, in particular, can cause permanently disabling or fatal injuries.  


Modern recreational boats can have a sophisticated electrical system and numerous appliances, which could cause electrocution if the vessel lacks adequate maintenance.  Electrocutions can be deadly and cause serious heart arrhythmias and painful electrical burns.  

Other injuries commonly seen in recreational boating accidents include:

  • Fractures
  • Whiplash
  • Amputations
  • Cardiac arrest
  • Carbon monoxide poisoning
  • Hypothermia

Injuries from boating accidents can turn your life upside down and cause immense physical, emotional, and financial consequences. If you get injured in a boat accident due to another’s recklessness or negligence, our seasoned boating accident lawyers can walk you through your legal options and fight for what you deserve.

Causes of Boating Accidents

Boating accidents can occur for various reasons. However, injured victims could recover compensation if another’s negligence caused their injuries. Negligent reasons for boating accidents can include but are not limited to:

  • Excessive speeding
  • Failing to abide by boating laws and regulations
  • Inexperienced or untrained boat operators
  • Boat defects
  • Failure to maintain the boat adequately
  • Intoxicated boat operators
  • Distracted boating
  • Failure to supply safety equipment such as lifejackets

If you got hurt or a loved one died due to a negligent boat operator, you could file a lawsuit for damages. However, maritime laws might apply, and boating accidents can involve complex legal issues. Working with a boating accident lawyer who has experience handling such claims and knows the applicable laws can be crucial.

Who Is Responsible for Your Damages?

If another boat operator collides with your vessel resulting in injuries and property damage, you could have a claim against their insurance company or them personally. However, if you or a loved one got hurt in a boating accident, you need to protect your legal rights immediately. Your next best steps after a boat accident can include:

  • Calling the coast guard or the police 
  • Seeking medical advice
  • Contacting a boating accident lawyer for help and advice

Not all accidents happen due to a negligent boat operator. If your boating accident happened as a result of a boat defect, you could have a claim against a boat maker or part manufacturer. If you suffered injuries on a trip with a negligent tour operator, for example, on a diving or fishing excursion, you could potentially have a claim against them. 

Establishing Liability Can Be Complex 

Boating accident laws and regulations involve local, state, and federal authorities and can deal with a number of issues such as:

  • Boating under the influence
  • Lifejacket and other safety equipment laws
  • Navigation rules and regulations

The laws are generally enforced to ensure the safety of all those on the water and offer legal recourse to those harmed in avoidable accidents. Since accident claims can be complex, seeking legal advice from an attorney could be essential for recovering what you deserve. There is no upfront cost for a boating accident lawyer at our firm. We fight for victims on a “no-win-no-fee” basis. 

Boating Accident Victims Could Receive Compensation 

If you got harmed in a boating accident, you might be entitled to a settlement from the responsible party. While there is no average settlement for a boating accident as injuries and circumstances can vary greatly, you could be entitled to economic and non-economic damages. 

Economic Damages

Economic damages are intended to reimburse victims for expenses and damages resulting from a negligent boating accident. Economic damages you could receive can include but are not limited to:

  • All medical bills connected to boating accident injuries 
  • Estimated future medical expenses
  • Loss of wages and estimated future income losses
  • Modifications to your home and vehicle
  • Out-of-pocket expenses

Non-Economic Damages

Some boating injuries, such as being struck by a propeller or experiencing a near-drowning, can cause life-altering injuries and permanent disability. Victims with significant injuries could be entitled to non-economic damages for pain and suffering and other subjective losses. Non-economic damages can include awards for: 

  • Physical pain and anguish
  • Emotional distress
  • Disfigurement
  • Loss of a limb
  • Reduced life enjoyment

Boating Accident Wrongful Death Lawsuit 

According to theUSCG, most fatalities on the water happen due to drowning, trauma, or sudden cardiac arrest. If your loved one died on the water, another boat operator or the operator of the boat they were traveling on could be responsible. One of our boating accident lawyers can help determine whether you could file a wrongful death lawsuit. An attorney can also analyze the accident and identify all liable parties. 

Damages in Wrongful Death Cases

While a lawsuit cannot bring back your loved one, it can help with recovering the financial resources you need to go on with your life after suffering a tragic loss. You could potentially recover several types of damages if your loved one passed away in a tragic boating accident. While damages can vary, you could recover, among other types of compensation: 

  • Medical expenses before your loved one died
  • Pain and suffering
  • Income and benefits from the decedent
  • Loss of companionship
  • Loss of inheritance
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Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.

Morgan & Morgan

  • Can I Afford a Boating Accident Lawyer?

    You certainly can afford a boating accident lawyer. When Morgan & Morgan takes your case, you do not have to worry about anything, least of all any upfront attorney’s fees. Our dedicated boating accident lawyers work on a contingency fee basis, which means that you only pay if and when you recover compensation. 

    There is no upfront cost for a boating accident lawyer to help navigate your claim and represent you. We will not send you a bill. Morgan & Morgan believes that all individuals who suffered injuries due to no fault of their own deserve adequate legal representation, regardless of their financial means. 

  • Could I Recover Compensation if I Got Injured on a Friend’s Boat?

    Generally, yes, you could be entitled to compensation if you were a guest on someone else’s boat. If the accident happened due to the negligent actions of a third party, such as another boat operator, you could potentially file a claim against their insurance company or sue them personally. 

    When an individual is severely hurt due to a friend or family member’s negligence, they could, understandably, hesitate to pursue a personal injury case in court. It is important to note that you most likely will not be suing your family member or acquaintance but instead try to recover damages from their insurance company. Your loved one or friend, especially if they were responsible for your injuries, will most likely want you to recover fully and receive the compensation you need to pay your medical bills and other expenses.

  • Should I Negotiate With an Insurance Company Directly?

    When it comes to boating accident claims, victims typically seek damages from the at-fault company’s insurer. However, dealing with the insurance company directly, without the help of a boating accident lawyer, can be an uphill struggle. 

    An insurance company may try to push you into a quick settlement before you know the full scope of your damages, for example. Adjusters might also trick you into giving statements that could later be used against you to try and deny your claim or minimize your settlement amount. An attorney can protect your rights and negotiate with an insurance company to give you the best chance for a favorable outcome of your case. 

  • When Should I File a Boating Accident Lawsuit?

    It can be vital to seek legal advice and speak to a boating accident lawyer as soon as you can after a boating accident, especially if you or a family member suffered severe injuries. If you intend to file a personal injury lawsuit against the responsible party, you will most likely have to do so within your state’s specific “statute of limitations,” which sets a general deadline for filing civil lawsuits. 

    However, deciding on the best timing for filing a lawsuit can be tricky. On the one hand, you need to file before the statute of limitation runs out or you risk losing the right to pursue damages. On the other hand, victims should wait with filing legal action until they have reached maximum medical recovery. If you file too soon without knowing what your future damages could amount to, you will most likely leave money on the table. 

    Moreover, in a boating accident lawsuit, maritime laws could further complicate matters and potentially shorten the time you have available to file a suit. A boating accident lawyer can help you decide the best timing for your lawsuit. 

  • We Fight for Victims of Boating Accidents

    Morgan & Morgan’s experienced boating accident attorneys can be here for you, whether you suffered injuries on a boat, jet-ski, kayak, or while engaging in any other water-based recreational activity. When we agree to handle your case, you will not incur any out-of-pocket cost for a boating accident lawyer. You have nothing to lose as we will take on the financial risk of fighting your case.

    Morgan & Morgan’s dedicated attorneys have handled boating accidents for decades and helped many injured victims recover compensation for their injuries and other losses. If you got hurt in a boating accident, get started with getting justice today. Fill out our case review form today to schedule a no-cost, no-obligation consultation. 

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“I was in a difficult situation when I was injured by a faulty product. I was hesitant to seek legal help but with the help of Morgan & Morgan, they made the process easy. They took immediate action and got me the compensation I deserved. I couldn't have done it without them. I highly recommend their services.” Estate of Patricia Allen v. RJ Reynolds, et al. | 2014

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