Results may vary depending on your particular facts and legal circumstances. The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.
INSURANCE CLAIM LAWYER IN THE VILLAGES
When a The Villages insurer uses lowball tactics or unfair investigations to avoid paying valid claims, that conduct may constitute bad faith. Morgan & Morgan evaluates these situations and pursues appropriate remedies.
Results may vary depending on your particular facts and legal circumstances. The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.
When Your Insurance Company Refuses to Deliver
Insurance is supposed to provide financial protection when the unexpected happens, but policyholders may encounter denied claims, delayed payments, disputed coverage, or settlement offers that fall short of their losses. In The Villages, these disputes can put significant financial pressure on families and businesses already dealing with property damage or another major setback.
Insurance claims often turn on complicated policy language, exclusions, deductibles, damage assessments, and questions about how a loss occurred. Resolving a dispute may require reviewing the policy, documenting the damage, examining inspection findings, and challenging an insurer’s interpretation or valuation of the claim.
Contact Morgan & Morgan for a free case evaluation if you are involved in an insurance dispute in The Villages. Our attorneys are prepared to review your claim and help you pursue the benefits and coverage available under your policy.
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The Concept of Bad Faith
The key to pursuing any denied insurance claim is the concept of bad faith, which can manifest in a variety of ways, including:
- Ignoring claims or other communications for policyholders;
- Denying claims without conducting an investigation;
- Misrepresenting the coverage the insured’s policy provides;
- Failing to provide a basis for claims denial;
- Failing to promptly inform the insured that additional information is needed to adjust a claim; and
- Denying a claim or failing to promptly adjust a claim without a reasonable basis.
Some insurance companies will do everything in their ability to deny you coverage, even for the most minor of charges. After years of faithful payments, some of these might get deployed against you.
Your Protections From the State
Florida's Bad Faith Law provides individuals with extensive rights protecting them from these bad faith actions, but the federal government also provides a series of protections against bad faith on the part of insurance companies.
Morgan & Morgan is committed to helping our clients resolve insurance claims in a variety of practices, such as motor vehicle accidents, homeowner’s insurance, natural disasters, and business property losses.
Contact an Experienced Insurance Claim Attorney
When it comes to insurance companies, Florida’s bad faith law can be a powerful tool in the quest to make companies accountable for their adjustment practices, which often end unfairly for claimants.
If you believe your insurance company wrongfully denied you benefits, we can help. Fill out our free case evaluation form to learn how an insurance claim attorney in The Villages may be able to help.
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The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.
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