• The Fee Is Free Unless You Win®.
  • America's Largest Injury Law Firm™
  • Protecting Families Since 1988
  • 20 Billion+ Won
  • 1,000+ Lawyers Nationwide

Free Case Evaluation

Tell us about your situation so we can get started fighting for you. We tailor each case to meet our clients' needs.
Results may vary depending on your particular facts and legal circumstances. ©2024 Morgan and Morgan, P.A. All rights reserved.
Memphis Insurance Claim Lawyers - insurance forms

Memphis Insurance Disputes

Whether filing a new insurance claim or appealing a denied claim, it is in your best interests to hire a skilled attorney. Our [insurance claim lawyers](/practice-areas/insurance-attorney/) at Morgan & Morgan have decades of experience handling insurance claims in and out of the courtroom. After carefully assessing your case, our legal team will strive to obtain maximum compensation for you and your family through careful settlement negotiations, or fierce litigation. Fill out our [free case evaluation form](/free-case-evaluation/) today. ## Causes of insurance disputes in Memphis Are you filing an insurance claim in Tennessee? Unfortunately, disputes occur frequently and often stem from an insurer’s reluctance to immediately honor a consumer’s policy. You may be able to avoid a disagreement regarding your claim by becoming aware of the following common causes of insurance disputes: * **Misunderstanding of coverage limits** — In some insurance disputes, the problem arises from the insurer and consumer interpreting policy contract wording in conflicting ways. * **Loss assessment differences** — One of the most common reasons insurance disputes occur is because the consumer and insurer evaluate a claim differently. In your case, your insurer may offer you a “low-ball” settlement — an amount significantly lower than what your claim is worth — to resolve your case quickly and cost effectively * **Denial of valid claims** — Many insurance disagreements occur because insurers deny valid claims. Having your Memphis insurance claim denied is not the end of your case. With the help of an experienced attorney, you may be able to file an appeal or negotiate a settlement. ## Bad faith actions in Tennessee In [Robert Steven Johnson v. Tennessee Farmers Mutual Insurance Company](https://scholar.google.com/scholar_case?q=205+S.W.3d+365&hl=en&as_sdt=40006&case=7591249060578131935&scilh=0), the Supreme Court of Tennessee found that bad faith is “…defined, in part, as an insurer's disregard or demonstrable indifference toward the interests of its insured.” Thus if your insurer’s refusal to pay your claim is not in good faith, under Tennessee law you are entitled to any loss and interest on the bond, an amount no more than 25% on the liability for the loss, attorney fees, and other injuries. To prove an insurer acted in bad faith, you must show the following: * Your insurance policy is payable * Your insurer’s refusal to pay your claim was not in good faith * You filed a formal notice demanding payment from your insurer * 60 days have passed since you demanded payment from your insurer ## Contact reputable insurance dispute lawyers in Memphis You should not have to haggle with insurers to obtain your rightful compensation. Whether you need help filing or appealing a claim in [Memphis](/office-locations/tennessee/memphis/), we at Morgan & Morgan are ready to uphold your rights. To discuss your case with one of our experienced attorneys, [contact us](/free-case-evaluation/) online.
Scroll down for more

How it works

It's easy to get started.
The Fee Is Free™. Only pay if we win.

Results may vary depending on your particular facts and legal circumstances.

  • Step 1

    your claim

    With a free case evaluation, submitting your case is easy with Morgan & Morgan.

  • Step 2

    We take

    Our dedicated team gets to work investigating your claim.

  • Step 3

    We fight
    for you

    If we take on the case, our team fights to get you the results you deserve.

Client success
stories that inspire and drive change

Explore over 55,000 5-star reviews and 800 client testimonials to discover why people trust Morgan & Morgan.

Results may vary depending on your particular facts and legal circumstances. Based on Select nationwide reviews

  • Video thumbnail for 5l3q2e67j8
    Wistia video play button
  • Video thumbnail for yfe952tcop
    Wistia video play button
  • Video thumbnail for z1bqwg9hkl
    Wistia video play button
  • Video thumbnail for s5nb3hnvkv
    Wistia video play button
  • Video thumbnail for t4elibxene
    Wistia video play button
  • Video thumbnail for 5nr9efxqj3
    Wistia video play button
  • Video thumbnail for e8s1x6u5jp
    Wistia video play button