Philadelphia Texting-While-Driving Accident Attorney

If you can afford it, you should get full tort insurance. This gives you the option to sue after any accident and usually increases the compensation you get after an accident. If you aren’t certain what insurance is optimal, a Philadelphia accident lawyer can help you make a decision.

If you can’t sue the other driver, your injuries will only be covered by your insurance policy. If you are like most drivers in Pennsylvania, that probably means your policy will cover between $25,000 and $50,000 before it maxes out. Serious injuries can potentially cost hundreds of thousands more to treat.

However, if you can sue, there is no limit to how much money you can get. The insurance company for the other driver can’t limit your benefits. Only the court can, and usually, you will get at least as much as you need to fully recover.

Typically, the threat of a lawsuit is all you need to get fair compensation. Your lawyer can use that threat to negotiate a fair settlement. The insurance company knows that, if you went to court, you would probably win your case and might even get non-economic damages from a jury.

Instead of risking a high judgment, the insurance company will agree to a settlement offer that avoids going to court and covers all of your expenses. But this happens only if you hire an experienced attorney as quickly as possible. That is why you should consult with Morgan and Morgan immediately after an accident.

No. You have to change your insurance before you get into an accident. Even if you change your policy five minutes after an accident, the old policy will apply to the accident and all expenses resulting from it.

At Morgan and Morgan, we make you a promise. We will charge you money only if we successfully get you compensation for your injuries. If we can’t get you money, you will never receive a bill.

Furthermore, we don’t charge by the hour. Our fee is always a percentage of the money that we get for you. The result is that regardless of how much money you receive, you will always have more money after paying our fee than you had before the case began.

To many drivers, insurance laws seem designed to minimize the amount of money drivers can get after suffering a serious injury. And if you don’t have an accident lawyer protecting your rights, that could become a reality.

If you have suffered a serious injury because another driver was texting, contact Morgan & Morgan right away to schedule a free case evaluation with an experienced accident lawyer.