PALM HARBOR INSURANCE ATTORNEY

Hiring a public adjuster to prove your claim can be an excellent strategy, especially with considerable losses. For example, after a catastrophic event in Palm Harbor, such as a hurricane, a public adjuster can assess your damage comprehensively, so you are not only relying on your insurance company adjuster’s calculations. Moreover, your adjuster will work for your best interests and not the insurers’. They can help you with the paperwork for your claim, advocate for you, and recommend a skilled attorney if you find it impossible to recover what you deserve. 

If someone else is at fault for your car accident in Palm Harbor, you can generally recover a settlement from your personal injury protection insurance (PIP). However, if you suffer significant injuries and high losses, PIP insurance will likely be insufficient. You may have to go after the party causing the accident and file an insurance claim with their insurer. The at-fault party’s insurance may ask you for a recorded statement during the claims process. When this happens, proceed with caution. Everything you say could be used against you to deny or reduce your claim. 

It is important to note that there is no legal requirement to provide a statement to an insurer. Therefore, it can be in your best interests to refuse any requests for recorded statements and seek legal advice promptly. If you have significant injuries and great losses, you do not want to jeopardize your claim. Our seasoned insurance dispute attorneys can handle all communication with the insurer to protect your legal rights. 

Most policyholders appealing a denied claim or filing a lawsuit against an insurer are pursuing the value of their claim. However, if an insurer acted in bad faith, you could be entitled to damages in addition to your original claim amount. The compensation you could qualify for can include:

• Any financial losses incurred due to the claims delay or denial 
• Awards for emotional distress or humiliation 
• Attorney’s fees and legal expenses
• Punitive damages if an insurer acted particularly egregiously

Attorney’s fees vary depending on the law firm. However, when we take your case, you do not have to worry about any out-of-pocket costs. We want you to have the best shot at getting what you deserve without having to worry about costs. Our fee is free unless and until we win and you recover a settlement. Moreover, when a policyholder wins a bad faith insurance dispute, the insurance company is generally responsible for paying all attorney’s fees and legal costs.

Handling the denial or underpayment of a claim on your own can be tricky and full of stumbling blocks. However, Morgan & Morgan knows how to handle insurance companies that fail to deliver what they promise. Our Palm Harbor insurance claim attorneys are experienced in negotiating with insurers and taking them all the way to trial if necessary. 

Don’t accept a dollar less than the real value of your claim. If an insurer unfairly denied, delayed, or underpaid your claim, contact us today for free, no-obligation advice.