NASHVILLE CAR ACCIDENT ATTORNEY

After a crash, many people aren’t sure whether their situation qualifies for a claim. The truth is that every case is different, but a few core questions usually determine whether you have legal grounds:

Were you injured?

Medical bills, lost wages, and pain from an injury, whether mild or severe, often form the basis of a claim.

Was someone else at fault?

If another driver acted carelessly, by speeding, texting, failing to yield, running a red light, or simply not paying attention, you may be entitled to compensation under Tennessee law.

Is there insurance coverage?

Most claims are resolved through insurance, not personal assets. As long as the at-fault party has coverage, or you have the right type of uninsured/underinsured motorist coverage, you may be able to pursue damages.

If you’re not sure where your situation falls, that’s normal. Speaking with an attorney early on can help you understand your options and avoid mistakes.

Your safety comes first, but the steps you take in the minutes and hours after a crash can make a huge difference later.

Start by checking for injuries and calling 911. Even if the collision seems minor, a police report is crucial. Officers document what happened, identify involved parties, and gather early evidence that plays a major role in proving fault.

While at the scene:

• Take photos of vehicle damage, skid marks, the road, traffic signals, and visible injuries
• Exchange insurance and contact information
• Get names and numbers of any witnesses
• Avoid admitting fault or making statements about how the crash happened

Once you’re safe, get checked by a medical professional. Many injuries, especially concussions, soft tissue damage, and internal injuries, don’t show up immediately. Early documentation strengthens your claim and protects your health.

Then notify your insurance company, sticking to the basic facts. If the situation is complex or injuries are involved, speaking with an attorney before giving recorded statements is often wise.

Tennessee has firm deadlines for filing personal injury lawsuits, and once the window closes, you may lose your right to seek compensation. Different exceptions can apply depending on the circumstances, but the safest approach is always the same: speak with a lawyer as soon as possible.

Acting quickly also preserves evidence, such as photographs, dashcam footage, witness memories, and medical records, and strengthens your negotiating position with insurers.

Every case is unique, but many injured drivers and passengers can pursue damages for:

• Medical bills (current and future)
• Lost income and reduced earning ability
• Pain and suffering
• Emotional distress and trauma
• Physical impairment or disability
• Scarring or disfigurement
• Loss of enjoyment of life
• Property damage
• Out-of-pocket expenses related to the crash

More severe injuries, like brain injuries, spinal damage, fractures, or permanent disabilities, typically lead to higher settlements because of the lifelong consequences.

Yes, depending on your level of responsibility. Tennessee follows a modified comparative negligence rule. That means:

• You can recover compensation as long as you are not 51% or more at fault
• Your compensation is reduced by your percentage of fault

For example, if you were found 20% responsible for a crash and your damages totaled $100,000, you could still recover $80,000.

Insurance companies often try to exaggerate a driver’s share of fault to reduce payouts. A Nashville attorney helps push back against these tactics and ensure you’re not unfairly blamed.

Fault is determined by examining evidence, including:

• Police reports
• Witness statements
• Photographs and videos
• Accident reconstruction analysis
• Traffic citations
• Vehicle damage and crash data
• Camera or dashcam footage

In complex cases, attorneys may bring in experts such as accident reconstructionists or medical specialists to explain what happened and how the injuries occurred.

Like many growing cities, Nashville experiences a mix of everyday traffic hazards and tourist congestion. Common crash causes include:

• Distracted driving (especially texting behind the wheel)
• Speeding on busy corridors like I-24, I-40, and Briley Parkway
• Impaired driving
• Aggressive driving in heavy commuter traffic
• Running red lights or failing to yield
• Fatigue, especially on long stretches or late-night drives
• Poor weather and slick conditions

Even the most careful drivers can find themselves hit by someone else’s bad decision.

There are no upfront fees. Morgan & Morgan works on a contingency fee basis, meaning you pay nothing unless we win. The Fee Is Free®.

This makes legal representation accessible to anyone, regardless of their financial situation.

Unfortunately, uninsured and underinsured drivers are common in Tennessee. But you still have options.

Many people carry uninsured or underinsured motorist (UM/UIM) coverage, which can step in to cover medical bills, lost wages, and other damages when the at-fault driver doesn’t have enough insurance. A lawyer can help identify all available policies and negotiate with your carrier, which may resist paying full value without a fight.

Timelines vary based on several factors:

• The severity of the injuries
• How long medical treatment lasts
• Whether fault is disputed
• The willingness of insurance companies to negotiate
• Whether the case goes to trial

Some claims resolve in a matter of months; others take longer, especially when long-term medical care is required or the insurer is dragging its feet. Your attorney keeps the case moving and pushes back against delays.

Beyond the basics, there are a few steps that can significantly strengthen your case:

• Keep all medical appointments and follow treatment plans
• Avoid posting about the crash on social media
• Preserve damaged property (like your car or car seat)
• Maintain a pain journal documenting symptoms over time
• Save receipts and out-of-pocket expenses

These small details often make a big difference later.

It’s no secret: insurers protect their bottom line, not your recovery. Common tactics include:

• Offering lowball settlements before you understand your injuries
• Suggesting you don’t need certain treatment
• Asking for recorded statements to use against you
• Blaming you partially to reduce the payout
• Delaying responses to pressure you into settling

A car accident attorney levels the playing field and demands the compensation you deserve.

Even seemingly “minor” crashes can lead to lasting injuries or hidden damage. Whiplash, concussions, soft-tissue injuries, and back strain often show up days later, and early settlements rarely account for these issues.

A consultation is free, and a lawyer can help you determine whether you should handle the claim yourself or whether legal representation will protect you from long-term financial consequences.

Hit-and-run collisions are common in urban areas. Even if the driver is never found, you may still qualify for compensation through your own policy. Steps to take include:

• Calling police immediately
• Gathering witness information
• Documenting the scene
• Seeking medical attention
• Contacting your insurer
• Speaking with an attorney to explore UM coverage

A lawyer helps ensure every possible recovery option is explored.

Claims involving Uber, Lyft, DoorDash, Amazon, or other gig economy drivers can be complicated because multiple insurance policies may apply. Coverage often depends on whether the driver was:

• Off the clock
• Logged into the app but waiting for a ride
• Actively transporting a passenger or a delivery

These cases require careful investigation. An attorney identifies which policy applies and pursues the compensation you deserve.

Legal representation goes far beyond filing paperwork. Your Nashville attorney will:

• Investigate the crash
• Collect medical and accident evidence
• Consult with experts when needed
• Calculate full damages, including future medical needs
• Handle all negotiations
• Prepare for trial if the insurer won’t offer a fair settlement

With America’s Largest Injury Law Firm behind your case, insurers know you’re serious and that lowball offers won’t work.

With decades of experience and billions recovered for clients nationwide, our attorneys know how to build strong cases, counter insurance tactics, and fight for the results car accident victims deserve. When you work with us, you get:

• No upfront costs
• A full team dedicated to your case
• Trial-ready attorneys
• 24/7 access to your case status
• The Fee Is Free® promise, meaning you only pay if we win

If you’ve been injured in a Nashville crash, you don’t have to navigate the aftermath alone. We’re here to help you rebuild and move forward. Fill out a free case evaluation today.