Home Insurance Claim Lawyers in Hilton Head, SC1544 Fording Island Road, Suite A
Hilton Head, SC 29926
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Hilton Head, SC Home Insurance Claim
Damage to your home is never expected, but when it happens, it’s a lot easier to get back to normal if you can count on your homeowners’ insurance to cover the costs. Unfortunately, the home insurance claim process does not always go smoothly.
Sometimes insurance companies manipulate claims and policies to minimize payouts or to avoid paying at all. The insurance claim process can be even more difficult in the aftermath of a hurricane, tropical storm, or other natural disaster.
If your home or property was damaged and your insurance company is attempting to delay or avoid payment, the experienced home insurance claim attorneys at Morgan & Morgan’s Hilton Head office can review your case and help you determine what you should do next.
Our attorneys deal with insurance companies regularly and if you are indeed owed more than your insurance company is offering you, we can negotiate on your behalf.
All you have to do to get started is fill out this online form and a Hilton Head attorney will review your case. There is no obligation and no cost.
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How it works
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The Fee Is Free™. Only pay if we win.
Results may vary depending on your particular facts and legal circumstances.
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How an Attorney Can Help You
An attorney can review your policy and determine what damages and costs should be covered. They can also investigate your case independently, review documentation like inspections and damage reports, and obtain an independent assessment of how much you are owed.
Filing an insurance claim isn’t easy and the insurance companies like it that way. They are counting on you to give up so they can get away with paying less. Morgan & Morgan can help you fight back and hold the insurance company accountable.
Are My Damages Covered by My Insurance Policy?
Home insurance typically covers your home and other structures and your personal property. In most cases, damage caused by storms, fire, vandalism, and theft are covered by your homeowners’ insurance policy.
However, the details of every policy differ, and you should seek guidance from an attorney to determine what is covered under your policy. In addition, it is important to note that flood insurance must be purchased separately.
Why Was My Claim Denied?
The primary goal of insurance companies is to minimize payouts to policyholders so they can maximize profits. Insurance companies are powerful and have many tools available to them to help tip the scales in their favor.
They may try to categorize damage as exceeding the scope of the policy or assert that property was damaged in a way that is not covered. For example, if your roof was damaged by a hail storm, the insurance company might attempt to deny your claim by alleging that the damage was caused by wear and tear.
Disagreements like this are not uncommon in claim disputes. That’s why you need an experienced attorney on your side to stand up for you.
Contact Morgan & Morgan
Damage to your home can be extremely costly, especially if your insurance company is refusing to pay what you are owed. If you are experiencing difficulty with your home insurance claim, contact Morgan & Morgan in Hilton Head for a free, no-obligation case evaluation.