Rental Car Accident Claims in Illinois

Much like you would approach the process of getting medical attention and contacting the police after a traditional car accident you should follow the same steps after this accident. It is important that anyone involved in the crash is safe. Injured victims should always seek medical attention, especially if they believe they have suffered a severe injury. In some cases, it can seem tempting to not get medical attention at all, but this can be a huge mistake. This is because some of your injuries may not present until hours or days after the accident.

Contact the police to file a police report and notify the rental car company before contacting your own personal insurance carrier. Any noteworthy details of the accident should be taken down at that point in time such as the driver's contact details, photos, videos, and the make, model, and license plate number of all cars involved in the crash. This is really important in a rental car accident since you will be unlikely to remember this information on your own as you are only temporarily using this car.

With so many complex factors involved in pursuing compensation in this way, you need to make sure someone is in your corner advocating for your best interest. This may come in the form of your rental car accident lawyer like the attorneys working at Morgan & Morgan.

One of the most important things you can do after a rental car accident is to keep track of any and all communication with the rental car company. Make note of the date, time, and other details associated with the conversation. This is to help you keep everything organized as it can easily get very confusing to determine who talked to you and when. You may also hear conflicting answers from different people working at the insurance company, so it is critical to think carefully about keeping good notes. When you visit with your personal injury lawyer to help you with your rental car accident case, your attorney can review all of this information and begin piecing together a case.

One important component of a Illinois vehicle accident is who caused the accident due to actions or inactions. In the event of a collision with a rental car, you need to file a claim with any insurance company. You could be partially at fault, at fault, or not at fault. Regardless of the circumstances, your options for insurance coverage will vary and you may have to work with insurance adjusters from multiple insurance companies. This can be very frustrating for people who have been seriously hurt in a rental car accident.

It is hard enough to deal with your own insurance company following a crash but even more challenging to deal with the insurance company of the other driver. You may be ignored in the process of trying to reach out to them and may benefit from hiring an experienced and qualified lawyer.

Whether or not someone else is legally responsible and which insurance you go through depends on the kind of insurance covered and if the accident happened in a fault or no-fault state. In either situation, you deserve to have the support of the right attorney. The communication provided by your lawyer will make it easier for you to know what's coming next in the process so that you can make an informed decision about how to proceed. Your lawyer will also help you gather evidence to tell the story of why and how someone else is at fault if this is true for your individual case. Being able to make a strong case can have a big impact on your life post-accident.

There are many different unique legal issues that intersect in the case of a rental car accident in Illinois, and an experienced and dedicated Illinois car accident lawyer can help you work through the claims process to protect your legal rights. The first of these challenging issues is that the claims process is more complex because there are multiple parties involved in a rental vehicle accident, including passengers, drivers, the rental company, and the insurance companies for each of those parties.

Every insurance company has a vested interest in minimizing what they pay on a claim so they will attempt to shift blame to others involved in the accident. You may also experience challenges such as getting a hold of your insurance company too. This can be equally frustrating throughout the entire process. You need skilled negotiators like the Illinois rental car accident lawyers at Morgan & Morgan to help explain to you what to expect and to step in and communicate with these parties where necessary. Your legal rights should always be protected so that you are set up to recover maximum compensation.

The second challenge associated with rental car accidents is that rental companies have a responsibility to ensure that the vehicle is in a safe condition. When you pick up a rental car you assume that it has been cleared safe to drive and that you are fine to operate that vehicle. However, this may not always be the case and you may find yourself dealing with complex situations such as the failure of the rental car. Because of the complexity associated with those situations do not hesitate to contact an attorney who has handled rental car accidents in the past. The right lawyer can help you avoid costly mistakes that would have blocked you from recovering full and fair compensation. A lawyer is there to guide you through each step of the process and to answer your questions and you need to consult with an attorney as soon as possible so as not to miss out on all the possible benefits.

If you have already tried to talk to your insurance company and can't get a clear answer, know that you don't have to take this silence. Your insurance company must keep you informed in your case so that you can take the right actions to get recovery of your damages. If your insurance company refuses to give you an answer or you feel like you're getting the runaround, this is a good time to hire an attorney to help you.

If the insurance company won't help you with your claim you may need to hand it over to the attorneys at Morgan & Morgan. Our lawyers know what it takes to help prepare your case and put together a compelling claim for court.

You might also have grounds to file a bad faith insurance claim in your case as well. This makes sure that your insurance company is held accountable for illegal or unethical behavior that showed up in your legal case. As a policyholder, you have the right to expect that your contract will be fulfilled and when it's not, you can file a suit. Talk to Morgan and Morgan today for a free, no-obligation case evaluation.