VETERAN DISABILITY ATTORNEY IN ALPHARETTA

After you were in a car accident and potentially sustained an injury, you expected to have your medical bills paid and your vehicle repairs addressed. This is because you contacted your insurance company to file a claim right away. However, auto insurance claims can be denied by an insurance company and policyholders may believe they have few options and might get concerned about the financial expenses of having to take on these situations yourself. One of the first and most important steps you can take after educating yourself on how to appeal a car insurance claim decision is to open the appeal. You can do this by notifying your insurance company and contacting the agent on your case. Most insurance carriers have an internal appeal process for policyholders to fight back against decisions they believe were wrong or unfair. In your letter, you will need to illustrate how your evidence goes against the insurance company's decision. You may need to provide further details or more in-depth explanations of the information they missed in the initial review. 

For example, you might pull together documents like eyewitness reports, photographs, medical records, and police reports and connect every piece of evidence in your car insurance claim to the argument you are making against the adjuster who made this decision. If your appeal is still denied you can also file a complaint with the state insurance department. Since this can be overwhelming, trying to figure out how to appeal a car insurance claim decision, many people hire a lawyer to help them with it. There are a couple of things you should know before opening an appeal with your car insurance claim decision and most of these have to do with the common reasons why car insurance claims are denied.

Driver Not on the Policy

If the person who caused the accident isn't named on the underlying insurance policy, the adjustor can deny the claim. One common way in which this can occur is if a teenager who had a learner's permit was driving with the parent and caused an accident. Even if the parent was in the front seat as a passenger, this accident might not necessarily be covered. You'll want to read through the fine print of your policy and see any details that were referenced by the adjuster when they denied your claim about this. Anyone who is driving the vehicle at all should always be listed on the insurance policy on the chance that they may get involved in an accident and you don't want to have your entire claim denied for this reason.

Coverage Limits

Your expenses associated with an accident can be substantial but you need to educate yourself about your policy limits before appealing a denied claim. If you didn't have enough coverage in the area in which your claim was classified, the insurance company is within their rights to deny it. For example, perhaps you only had a $50,000 limit in property damage but your $80,000 vehicle was totaled. This means you would have to pay the difference between the policy limit and the totaled car's amount to purchase a new vehicle. Make sure that you have a good understanding of your underinsured and uninsured motorist coverage in these circumstances. The at-fault driver's insurance will likely be used to identify this property damage limit so it can be very frustrating to learn that the other driver did not have appropriate insurance. Having the underinsured and uninsured coverage on your policy gives you the peace of mind that no matter what happens to your vehicle, you are carrying the right insurance.

Coverage That Lapsed

It goes without saying that you should always pay your car insurance premiums on time but what happens if the at-fault driver didn't have insurance coverage? If the policy is no longer active then that driver might not be covered. If you had your own car insurance policy and you submitted your claim to them, and your policy was active, you should be able to recover the compensation that you need. However, if you miss the deadline to renew your insurance or to file a claim, you should never expect that your insurance carrier will notify you about missed or upcoming deadlines. You should always be prepared to file a car insurance claim as quickly as possible after an accident. This can help you avoid figuring out how to appeal a car accident claim decision in the first place.

Business Trips

If you don't tell your car insurance company that you're using your vehicle for business purposes, but get involved in a business-related accident, you may not be covered for this process at all. You should hire the help of an experienced lawyer if your insurance claim has already been denied so that you can better understand the language given to you by the insurance company about the denial itself. Once you know this, you may be in a better position to gather the evidence and to fight back with getting the support that you need.

Understanding the reasons your car insurance claim was denied is critical to appealing the insurance company's decision so if you don't initially get helpful information in this way, contact your insurance company and ask for a written letter detailing why the overall claim was denied. The car insurance denial letter can help you reflect back upon your policy and determine whether or not the grounds they acted on were fair or not. 

Bad Faith 

Most car insurance companies will hope that you disappear after they deny your claim. But there are also laws in place to help to protect you as a consumer. In these situations, you'll want to have the support of an attorney as soon as possible. If you believe that the insurance company has violated their obligations to you as outlined in the contract or have broken any laws, this could become the basis of a bad faith insurance lawsuit. When this happens, you'll want to have the support of a lawyer who has been in this position before and who can help advise you about the impact of bad faith. Insurance companies can be held accountable for instances in which they have violated your rights. You'll need to have plenty of evidence indicating that the insurance company has denied your claim in bad faith. The evidence that you have supporting your underline claim as well as any communication you have had with the insurance company can be used to help tell the story. 

Most car insurance companies will have their own process in place for you to appeal the claim and you can ask the adjustor the steps you would need to take to dispute it. When you can show why the evidence that you collected contradicts the insurance company's decision, you might also choose to contact a lawyer if you are uncomfortable in disputing this on your own. In all of these circumstances, having a lawyer to guide you through the process can make it that much easier for you to get the support that you need. Recovering from an accident and trying to go back to work or get back on track with your life as normal post-accident is never easy but by having the right car insurance in place in the first place and having a lawyer to support you with your claim denial, you will dramatically increase your chances of success down the line. For more information about how to appeal your car insurance claim, reach out to Morgan & Morgan today for a free case evaluation to get started.    

The knowledgeable lawyers at Morgan & Morgan know how hard it can be to get veterans benefits in Alpharetta. When you have made sacrifices and contributed yourself to military service, it is likely that you may sustain disabilities or injuries along the way. You may be entitled to veterans benefits, but it is not as simple as submitting your application and getting approved. As a dedicated veterans benefits lawyer in Alpharetta can tell you, it can be very complicated to get the benefits you're entitled to. Working with an attorney who has experience with veterans benefits in Alpharetta can greatly increase your chances of successfully getting these benefits, as well as streamlining the process and making it easier for you to navigate. Veterans benefits in Alpharetta could be the financial cornerstone of your ability to move on with your life. You made significant sacrifices in committing time to service, and you should not be financially responsible for the treatments associated with these injuries and illnesses tied to military service.

Sometimes it can be difficult for you to earn sufficient income after leaving the military because of your injury or illness. You may be eligible to collect benefits through different programs, but the support of a qualified attorney is instrumental.

One common program that many veterans are entitled to is the Supplemental Security Income Program. A successful claim can lead to monthly benefits that assist you with making ends meet. However, your burden requires you to show that you suffer from qualifying disabilities and that your income falls below the Social Security Administration's threshold. If you've already received a denial from the SSA, a veteran's benefits lawyer in Alpharetta can help you pull together the information to file an effective appeal to overturn this decision. At Morgan & Morgan, our disability advocates work as hard as possible to determine the reason for your denial, to pursue an appeal, and to help you move forward into the future.

Serving in the military can significantly impact a person's long-term mental and physical health. Service members getting disability benefits from the Department of Veterans Affairs may be ineligible for SSI benefits if they currently have disposable income beyond the resource limits for SSI.

Since veterans disability benefits from the VA count as income, this could render you ineligible for SSI. You may need assistance from an experienced and qualified lawyer who is familiar with veterans benefits in Alpharetta to protect your legal right to file SSI and discuss how this may impact your current veterans disability benefits.

Applying for VA benefits is often one of the first things that a service member does after getting out of the military. The process for getting benefits requires a great deal of paperwork. And the process moves very slowly.

A rating decision is only issued by the VA once it has received a veteran's application. Unfortunately, many veterans in Alpharetta realize that the VA has rated their medical condition as not severe enough to deserve benefits or at a level that does not fully compensate them for the severity of their injuries. Many of these veterans simply give up, assuming there is nothing they can do to benefit their case. However, if you can ensure that you have considered all possible evidence to support your claim in your initial application, you may be able to avoid long delays as well as an ultimate denial.

If you have already been denied by Veterans Affairs, then you can dispute this finding by submitting a notice of disagreement. An experienced lawyer who has a background in veterans benefits in Alpharetta will be able to review all of the details of your case and help you to determine how best to proceed. This can impact your ultimate outcome and may allow you to be successful in filing an appeal.

Your VA rating will be thoroughly reviewed by veterans benefits lawyers in Alpharetta to help determine whether or not you have received fair treatment and what information needs to be submitted to support your claim. Our attorneys who are familiar with veterans benefits in Alpharetta assist former members of the armed services, who now suffer from conditions, such as chronic disorders, eye injuries, spinal injuries, military sexual trauma, post-traumatic stress disorder, head trauma, or amputation.

In Georgia, you are not able to hire an experienced attorney to help with your veteran's disability paperwork until you file a notice of disagreement. However, if you have questions related to your disability application, you may wish to speak with a lawyer first to increase your chances of possible success and submission of this initial application. Bear in mind that if your veteran's benefits application is initially denied, you may still pursue compensation with the help of an attorney.

A lawyer can make a big difference in helping explain to you some of the possible reasons why the VA may have denied your claim, and can help you to move forward with your next steps. Gathering evidence and resubmitting this claim may be the only way for you to get the financial resources you need to move on with your life.

When you're in military service, it is possible that you may have conditions or illnesses associated with many different kinds of training or work. For example, a large number of people who have served in the military have also developed tinnitus also known as hearing loss. Others may have serious conditions that make them permanently disabled or unable to return to any form of work. In these circumstances, the better and may be able to get many different kinds of disability benefits. The veteran should always do appropriate research and verify all the things that they may be eligible to receive prior to leaving service. If your medical condition was already diagnosed and documented in your records at the time that you were still active duty, it will be easier to open your VA claim.

There are five major types of disability claims in Georgia. These include pre-discharge claims for those disability compensation claims when an applicant is within 180 days of retirement or separation from full-time National Guard duty or active duty. Pre-service disability claims for a service member who started their military service with a disability, but that disability was made worse by service.

This is paid based on the level of aggravation. In-service disability claims, which are those directly related to disabilities, diseases, and injuries incurred while the service member was in the line of duty. Post-service disability claims for cases in which the disability is connected to a service related incident, but the symptoms may not become apparent until after service has finished. Special circumstances claimed, such as errors made during surgery while the person was active in the military.

The US department of veterans affairs considers claims in four different ways: original claims, reopened claims, new claims and secondary claims. The original claim is the first time that a veteran is seeking VA benefits. A reopened claim is one that is older than one year, but has not yet been appealed. A new claim involves new evidence and is independent of any evidence previously submitted. A secondary claim is associated with disabilities, worse and or caused by other service-related conditions.

Benefit amounts will ultimately be determined on the level of your disability from a scale from 10% to 100%. You need to ensure that you have a lawyer in your corner who is there to ensure that you have the best possible chance of recovering full and fair compensation for your veteran's disability.

To get started, contact Morgan & Morgan today for a free, no-obligation case evaluation.