WEST PALM BEACH SOCIAL SECURITY DISABILITY ATTORNEY

Social Security Disability is a federal benefits program administered by the Social Security Administration (SSA). It provides monthly financial support to individuals whose medical conditions prevent them from maintaining substantial full-time employment.

The SSA does not award benefits simply because someone has a diagnosis. To qualify, applicants must prove that a physical or mental condition significantly limits their ability to work and is expected to last at least 12 months or result in death.

There are two primary disability programs under the Social Security system: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). While both provide monthly benefits, eligibility rules differ.

Social Security Disability Insurance (SSDI)

SSDI is available to individuals who have worked and paid Social Security taxes long enough to earn sufficient work credits. In addition to meeting the SSA’s definition of disability, applicants must show a qualifying work history and recent attachment to the workforce.

Supplemental Security Income (SSI)

SSI is a needs-based program for people who have limited income and assets. It is available to disabled adults and children, as well as individuals over age 65, regardless of work history. Financial eligibility plays a central role in these claims.

Some applicants qualify for both SSDI and SSI, depending on their work record and financial situation.

The SSA maintains a detailed list of impairments, often called the “Blue Book,” that can qualify for benefits when supported by medical evidence. Commonly approved conditions include:

• Musculoskeletal injuries such as severe back, spine, or joint disorders
• Neurological conditions like stroke, epilepsy, Parkinson’s disease, or traumatic brain injury
• Cardiovascular and respiratory illnesses
• Autoimmune and immune system disorders
• Cancer and serious endocrine disorders
• Mental health conditions, including depression, anxiety, bipolar disorder, PTSD, and schizophrenia

Even if a condition is not listed, benefits may still be available if medical evidence shows that work limitations are severe and ongoing.

Yes. People with mental health conditions may qualify for SSDI or SSI when symptoms substantially limit daily functioning and the ability to work. These claims often require detailed medical records, consistent treatment history, and documentation showing how symptoms affect concentration, reliability, social interaction, or stress tolerance.

The difference comes down to work history and financial resources. SSDI eligibility depends on earned work credits and tax contributions, while SSI focuses on income and asset limits. Many applicants are unsure which program applies, and some qualify for both.

An attorney can help determine eligibility and ensure the correct program (or combination of programs) is pursued from the start.

Strong applications are supported by thorough documentation, including:

• Medical records and diagnostic testing
• Treatment history and medication lists
• Statements from treating physicians
• Work history and job descriptions
• Functional limitation reports explaining how symptoms affect daily activities

Missing or incomplete documentation is one of the most common reasons claims are denied.

The application process involves multiple steps, beginning with an initial filing and followed, if necessary, by appeals. After submission, the SSA reviews medical evidence, work history, and functional limitations using a five-step sequential evaluation to determine eligibility.

Most applicants receive an initial decision within several months, though timelines vary.

Approval timelines differ widely. Some claims are approved within months, while others take significantly longer, especially if appeals are required. Claims involving hearings or additional medical development typically take more time.

Denials often happen not because someone is ineligible, but because the application fails to clearly prove work-related limitations. Common issues include:

• Incomplete applications
• Insufficient medical evidence
• Gaps in treatment
• Inconsistent statements
• Income above program limits

Many of these issues can be corrected on appeal.

A denial does not mean the process is over. Many people who ultimately receive benefits are denied at least once, especially at the initial application stage. If your claim is denied, you may have the right to appeal and move forward through several levels, including reconsideration, a disability hearing before an Administrative Law Judge (ALJ), review by the Appeals Council, and, in some cases, federal court.

Each appeal stage comes with strict filing deadlines and specific evidence requirements. Missing a deadline or failing to submit supporting documentation can permanently end a claim, even if the underlying disability is legitimate. Acting quickly, preserving medical records, and strengthening the evidence linking your condition to work limitations are critical steps after a denial.

There are several appeal levels available, and many successful claims are approved during later stages, particularly at the hearing level. Appeals allow additional evidence to be submitted and errors to be addressed.

Reconsideration is a paper review by a new claims examiner. A disability hearing allows applicants to testify before an Administrative Law Judge, present evidence, and address issues directly. Hearings are often where claims turn around.

In some situations, limited work may be allowed while receiving Social Security Disability benefits, but the rules are strict and depend on the type of benefits you receive and how much you earn. The Social Security Administration closely monitors income and work activity, and earnings above certain thresholds can lead to benefit reductions, suspensions, or denials.

Even part-time, freelance, or temporary work can raise questions about whether you are able to engage in substantial work activity. The SSA may also look at the nature of the work itself, not just your income, to determine whether it suggests improved functional capacity. Because well-intentioned attempts to supplement income can unintentionally harm a claim, careful planning and informed decision-making are critical before returning to any form of work.

Social Security Disability cases are handled on a contingency fee basis, meaning:

• No upfront legal fees
• Fees are regulated by federal law
• Payment is only required if benefits are awarded

At Morgan & Morgan, we believe everyone deserves access to legal representation, regardless of financial circumstances.

Hearings are less formal than court trials but still critical. The judge reviews medical evidence, hears testimony, and may question medical or vocational experts. Preparation and clear presentation are essential.

Morgan & Morgan has 35 years of experience representing disability clients across Florida. Our attorneys understand how the SSA evaluates claims, how medical evidence should be presented, and how to navigate appeals effectively. We handle cases from start to finish, allowing clients to focus on their health while we manage deadlines, documentation, and hearings.

If you’re struggling with a disabling condition or facing a denial, you don’t have to navigate the system alone. Morgan & Morgan can help you understand your options and take the next step forward. Fill out a free case evaluation today to learn how a West Palm Beach Social Security Disability attorney may be able to help.