TRAFFIC ACCIDENT LAWYER NEAR ME IN WEST PALM BEACH

Under Florida's no-fault insurance system, regardless of who caused the accident, your own insurance company typically covers your medical bills and lost wages. These are covered under your Personal Injury Protection (PIP) insurance.

Now, per Florida’s insurance requirements, PIP usually covers 80% of your medical expenses and 60% of lost wages, up to the limit of your policy. It's important to note that PIP doesn't cover damages like:

• property damage;
• pain and suffering;
• loss of enjoyment of life;
• permanent disfigurement; or
• loss of consortium.

For these types of damages, you might need to pursue a claim against the at-fault party if your situation meets certain thresholds. These thresholds include but are not limited to:

• significant and permanent loss of an important bodily function;
• a catastrophic injury;
• significant and permanent scarring or disfigurement; or 
• death.

As for the liable parties in a traffic accident in this part of Florida, it usually starts with the driver of the other vehicle. This is especially true if they were negligent.

Say, for example, they were driving under the influence or texting while driving; they could be held responsible for causing the accident. However, liability doesn’t end with the other driver; other parties could be responsible as well. 

Examples include: 

• the owner of the vehicle, if different from the driver, especially if they knowingly allowed an underqualified driver to use their vehicle;
• an employer, if the accident involved a commercial vehicle or the driver was performing job-related duties;
• government entities, in cases where poor road conditions or improperly maintained traffic signals contributed to the accident; or even
• vehicle parts manufacturers in cases where a vehicle defect caused the accident. 

As you can see, the issue of liability isn’t as straightforward. Florida’s no-fault system doesn’t make things easier, either. Seeking legal counsel is the best way to establish your eligibility for compensation and, importantly, who exactly owes you the said compensation.

Don’t let the complexities of Florida’s traffic accident laws discourage you from fighting for what you’re entitled to. Contact Morgan and Morgan, America’s largest plaintiffs’ injury firm for a free case evaluation with no obligations.