HAWAII HURRICANE INSURANCE CLAIMS

There’s virtually no limit to the destruction a hurricane can cause:

• Broken windows and doors
• Flooding
• Structural damage
• Fire damage from downed wires
• Vehicle damage
• Mildew and mold growth
• Dislodged siding and roofing
• Damage to appliances
• Exterior damage due to fallen branches

The list goes on. Unfortunately, the insurance company might not willingly pay these damages. Instead, they might:

• Deny or undervalue your claim
• Neglect to make payments
• Falsely assert that certain damages are not covered under your policy
• Delay processing your claim
• Require that you sign a release of supplemental claims

If you encounter difficulties with your insurance company after a hurricane or tropical storm, contact our Hawaii attorneys. Our legal team can evaluate your claim to identify its actual value, then pursue full compensation on your behalf.

If you sustain property damage, be sure to take these measures to protect your claim.

• Keep records: Take photographs of all the damage to your home, both inside and out. Keep a list of everything you see.
• Protect against further losses: Check the “Duties After Loss” section in your policy to see exactly what’s expected of you in terms of reducing further damage. You might, for example, need to cover your property with tarp if you can safely do so.
• File your claim quickly: Your policy likely requires that you file a claim within a specific period of time.

If you’ve had trouble recouping your losses following a hurricane in Hawaii, contact Morgan & Morgan. Our attorneys can handle the insurance company while you focus on getting your life back on track.

There’s no risk to you: It costs nothing to hire us, and we get paid only if we successfully resolve your claim. Contact us for a free, no-obligation case review today.