You’ve Survived the Flood, Now Let Us Fight
Key Takeaways
- Flood insurance claims can involve complicated requirements and strict deadlines, so it is important to act quickly after your property is damaged.
- Report your flood claim immediately, keep your insurance information accessible, and apply for FEMA assistance when applicable.
- Take detailed photos and videos before and after a flood, and preserve receipts, invoices, estimates, letters, and other documents that may support your claim.
- Contact Morgan & Morgan for a free case evaluation. You pay nothing unless we recover compensation for you.
Injured?
Fighting for You After a Flood
Floods are an age-old problem. And “100-year” floods are happening more and more.
If flood waters have damaged your home or business, our dedicated intake team and flood attorneys may be able to help.
Over the last 35 years, we have helped tens of thousands of policyholders in insurance claims, recovering 100’s of millions of dollars for policyholders.
Hiring us is easy, and you pay nothing unless we recover compensation for you. If your property has suffered flood damage, don’t wait; get a free case evaluation today.
Our intake professionals and flood attorneys have helped thousands of policyholders find answers to the questions they face after a flood. In many ways, our intake professionals and attorneys are just like you. They have homes, families, jobs, and bills, and many have suffered through the same types of disasters you are now experiencing. They not only have the empathy needed to walk alongside you through the aftermath, but also the dedication, devotion, and experience to help you reach the other side.
Whether your home or business has sustained only a few inches of water or several feet, flood insurance is there to help if you know how to navigate the flood of paperwork and questions that inevitably follows. The National Flood Insurance Program can be complicated, and flood claims are subject to strict time requirements. Missing even one of these deadlines could result in your claim being denied. Don’t be victimized twice.
Before a Flood
It is always helpful when our clients have taken photos and videos of their homes before a flood. These before-and-after images can provide a clear contrast and serve as compelling evidence when we present your claim.
You should also take photos of the make, model, and serial numbers of your appliances and electronics.
Finally, take photos of the declarations pages of your insurance policies, along with your insurance carrier’s phone number. After a flood, these documents may be difficult to find or could be damaged. Keeping photos on your phone can make it much easier to access the information you need if you have to file a claim.
After a Flood
Report your claim immediately to your insurance agent or insurance carrier. If you need help determining who your flood insurance carrier is, you can call FEMA assistance at 877-336-2627, or you can call us to help with getting your claim started.
If there has been an official Presidential Disaster Declaration, you should also apply for FEMA disaster assistance in addition to filing the flood insurance claim.
Document Your Damage, Receipts, Invoices, and Letters
Make sure to photograph and record all flood damage to your home or business. The more photos and videos you have, the better we may be able to document and present your claim.
For damaged appliances and electronics, photograph the item itself along with any visible damage, as well as the make, model, and serial number when available.
Don’t worry about taking too many photos or videos. The more documentation you have, the better.
But don’t stop there. You should also photograph or scan all receipts, invoices, estimates, and letters you send or receive. This keeps important records accessible and makes it easier to email or text them to us so we can update your file in real time. Be sure to keep the original copies as well.
Time is of the essence in flood damage claims. If your home or business has suffered damage, contact us today for a free case evaluation.
