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Whiplash Car Accident Lawyer in Cincinnati
Cincinnati sits along the Ohio River and is home to more than 300,000 residents. The many attractions, including the Cincinnati Museum Center and the nearby Newport Aquarium, draw visitors to the city every day.
Because of this, traffic in Cincinnati can be hectic. This means the probability of motor vehicle accidents is particularly high.
If you or someone you love has been involved in a car crash in Cincinnati, it is critical to secure legal representation. When a collision results in property damage or an injury, the victim has the right to hold the at-fault party financially responsible.
Perhaps you were rear-ended while driving downtown near Great American Ball Park. Maybe you were side-swiped while visiting Over-the-Rhine. Regardless of where your accident occurred, make sure to consult with an attorney about pursuing the compensation you deserve.
If you were injured due to your crash, you might be entitled to financial recovery from the responsible party. Whiplash is one of the most common injuries that accident victims experience.
Following an instance of whiplash from a car accident in Cincinnati, schedule a consultation with the firm of Morgan & Morgan. Our accomplished team has a history of fighting diligently for car accident victims in Cincinnati.
To schedule a no-obligation meeting with one of our attorneys, complete the contact form on the Morgan & Morgan site today.
What Is Whiplash?
Whiplash is a common injury in automobile accidents. This type of physical damage is especially prevalent in rear-end collisions.
Whiplash is a soft-tissue injury resulting from a victim’s head and neck moving back and forth rapidly. This force places excessive strain on the neck and back muscles and causes damage.
The symptoms and signs of a whiplash injury typically appear within a few days of the inciting incident. Some of the most typical whiplash symptoms include:
- Ongoing headaches
- Neck pain and stiffness
- Aching or pain in the shoulders or upper back
- Decrease in range of motion in the neck
- Tenderness in neck or back muscles
- Blurred field of vision
- Ringing in the victim’s ears
- Difficulty sleeping
- Difficulty concentrating and memory problems
- Anxiety and depression
- And more
If you are experiencing any of these signs or symptoms, make sure to seek medical care immediately. A medical professional will diagnose your condition accurately and help you get the necessary treatment.
Not only is a medical assessment important for your health and well-being, but it is also helpful for any resulting legal action. A doctor’s report will help you establish the nature and severity of your injuries.
A physician will be able to diagnose your whiplash from a car accident in Cincinnati. A medical professional will rule out the possibility of broken bones or other bodily damage.
In one recent year, there were more than 290,000 car crashes reported across the state of Ohio. If you have been involved in a traffic collision, you are not alone.
Why Contact a Lawyer for Whiplash From a Car Accident in Cincinnati?
Even if you know that another person’s negligence caused your accident, you may not know why you should hire a Cincinnati personal injury attorney. Managing the complexities of a whiplash injury claim is very difficult.
Successfully recovering compensation for car accident injuries requires specialized legal knowledge and experience. Fortunately, the accomplished litigants at Morgan & Morgan are available to help.
When you hire our firm to represent you, our skilled car accident lawyers will handle every part of your case. When it comes to the details of your claim, we will manage:
- Drafting and submitting relevant legal documents and paperwork
- Gathering powerful evidence to bolster your case
- Securing police accident reports and medical records
- Speaking with any eyewitnesses to the collision
- Contacting expert witnesses if necessary
- Negotiating forcefully on your behalf
- Calculating the value of your car accident claim
- Filing a lawsuit if negotiations break down
- And more
Many complex requirements are involved in successfully recovering compensation through a legal claim. When the experienced professionals at Morgan & Morgan handle your case, it allows you to focus on your health and recovery.
Types of Compensation Following Whiplash From a Car Accident in Cincinnati
Accident and injury victims often experience more losses than they anticipate. Most people do not understand the range of financial and personal difficulties that result from a car accident injury.
Because of this, accident victims sometimes accept lowball settlement offers from greedy insurance providers. Do not let this happen in your case.
When you have experienced whiplash from a car accident in Cincinnati, speak with an experienced personal injury attorney. Your legal representative will accurately estimate the value of your claim and help you fight for maximum compensation.
Most car accident whiplash victims can pursue two types of compensatory payments. These categories of payments are known as “special” and “general” damages.
What Are “Special” Damages?
Special damages are legal payments intended to restore the accident victim to their prior financial state. In other words, these payments compensate victims for their resulting monetary losses.
Car accidents involving injuries usually result in a wide range of financial expenses for victims. In fact, injured people usually underestimate the financial costs related to their collision. Some of the most common examples of special damages include payments to compensate for:
- Property and vehicular damage
- Medical care costs and expenses
- Expected future medical needs
- Inability to work, resulting in lost wages and income
- Long-term decreases in the victim’s earning ability
- Medical travel — including ambulance rides
- Necessary in-home care costs
- And more
A skilled personal injury attorney will review bills, invoices, receipts, and other documents to determine the appropriate amount of special damages in your case.
What Are “General” Damages?
When you have suffered whiplash from a car accident in Cincinnati, some of the most difficult outcomes do not involve a direct monetary loss. Some of the worst consequences of an injury are personal, psychological, and physical.
General damages are legal payments meant to compensate for this intangible type of loss. Typical examples of general damages include payments to make up for:
- Pain and suffering
- Emotional distress—including anxiety, panic, and depression
- Post-traumatic stress disorder (PTSD)
- Long-term decreases in quality of life
- And more
It is very difficult to determine the general damages you are owed following a traffic accident. There are multiple ways of calculating the value of general damages in a personal injury case.
In the state of Ohio, general damages are capped at $250,000 or three times more than the number of special damages in the case.
Tightfisted insurance providers will do their best to downplay and undermine the intangible losses caused by your injury. Because of this, it is vital to hire a skilled legal expert to represent your best interests.
The team at Morgan & Morgan has decades of experience calculating general damages in whiplash cases. We will fight tirelessly to hold the responsible party accountable for the monetary and personal harm that they caused.
Auto Insurance Requirements in Ohio
In Ohio, motorists are legally required to hold liability auto insurance policies. This type of coverage helps to pay for any resulting costs that arise from a collision that the driver causes.
State law requires drivers to hold certain insurance policy minimums. Without insurance, it is illegal to drive a motor vehicle in the state. Legal minimums for vehicle insurance policies are:
- $25,000 per injured person per accident
- $50,000 for all injured individuals per accident
- $25,000 for property damage resulting from a single accident
The state of Ohio operates on an “at-fault” basis for car insurance claims. In other words, the motorist who is responsible for the collision is fully responsible for the resulting losses and damages.
If a negligent motorist collides with your vehicle, you can file a claim through your policy provider or the at-fault person’s insurance carrier. When damages exceed the limit on an insurance policy, the liable driver can be held responsible for the additional losses.
To answer questions regarding auto insurance claims in Cincinnati, reach out to a knowledgeable car accident attorney. The compassionate professionals at Morgan & Morgan will gladly provide you with a no-cost and no-obligation meeting to discuss the circumstances of your case.
Q. Am I Required to Report a Car Accident in Cincinnati?
You are not always required to report a traffic collision in the state of Ohio. It is legally mandated that drivers report an accident if it meets any of the following criteria:
- The accident resulted in an injury
- The accident resulted in at least $400 in property damage
- One of the involved drivers is uninsured or underinsured
In cases like these, you must submit a report of the crash to the Bureau of Motor Vehicles (BMV). The accident report must be filed no later than six months after the date of the collision.
Q. How Does the Firm of Morgan & Morgan Handle Attorneys’ Fees?
The compassionate experts at Morgan & Morgan understand that car accidents and injuries result in many difficult financial challenges for victims. Mounting medical bills, lost income, and property damage costs are often overwhelming.
Because of this, our firm handles attorneys’ fees through a contingency fee payment approach. With this type of payment structure, you will not pay a single dime unless you get the money that you are rightfully due.
When you hire us, we will propose a specific percentage of the compensation from your case. Once we successfully settle or win your legal case, that portion of the recovery is used to cover the legal costs.
If you do not get the money you deserve, we do not get paid. We believe that all victims deserve justice following a personal injury.
Morgan & Morgan—Premier Legal Representation in Cincinnati
If you have been involved in a traffic accident in Cincinnati, speak with a representative at Morgan & Morgan. You should not bear the costs and losses from a motor vehicle collision that another person is responsible for.
Our accomplished attorneys will happily review your claim and fight for maximum financial recovery for you. Do not wait. Fill out the simple contact form online to arrange your free legal consultation with the attorneys at Morgan & Morgan today.