BOWLING GREEN CAR ACCIDENT ATTORNEY

Not every fender bender requires a lawsuit, but if your crash caused serious injuries, financial strain, or lasting pain, you may have a valid claim. Generally, three elements determine whether you can pursue compensation:

• Damages: Medical bills, lost wages, and pain and suffering must be significant enough to warrant legal action.
• Negligence: The other driver or another party must have acted carelessly or recklessly, causing the accident.
• Insurance Coverage: There must be adequate insurance available to cover your losses, either through your own Personal Injury Protection (PIP) coverage or the at-fault driver’s policy.

If you’re unsure, it’s worth speaking with a Bowling Green car accident lawyer. Our attorneys can evaluate your situation, explain your rights, and map out your options.

A car wreck can leave you shaken, but taking the right steps immediately helps protect both your health and your legal rights.

• Get Medical Attention: Call 911 if anyone is injured, and even if you feel “fine,” get checked by a doctor. Many injuries don’t show symptoms right away.
• Report the Crash: Contact the Bowling Green Police Department or Warren County Sheriff’s Office to create an official accident report.
• Document the Scene: Collect driver and witness information, take photos or video of the vehicles, road conditions, and your injuries.
• Move Vehicles if Safe: Kentucky law requires drivers to move vehicles out of traffic when possible.
• Notify Your Insurance: Report the accident promptly, but stick to the facts and avoid admitting fault.
• File a Civilian Traffic Collision Report: Required within 10 days for accidents involving injury, death, or $500+ in damage.

Then, contact an attorney to ensure you’re not taken advantage of during the claims process.

Kentucky law sets strict time limits, called statutes of limitations, for filing personal injury claims. In most cases, you have a limited window, often measured in years from the date of the crash, to file a lawsuit. If you miss this deadline, you could lose your right to pursue compensation altogether.

Because evidence can disappear quickly and deadlines vary depending on the circumstances, it’s best to consult a lawyer as soon as possible. Acting early also helps your attorney gather strong evidence while it’s still fresh.

The timeline depends on the severity of your injuries, the complexity of the case, and whether the insurance company is willing to settle fairly.

• Quick Settlements: Some cases resolve in a few months if liability is clear and damages are straightforward.
• Extended Negotiations: If injuries are severe or insurers dispute fault, settlement talks can stretch on for a year or more.
• Trial Cases: If the insurer refuses to pay fairly, your case may proceed to court, which can take additional time.

Our goal is to resolve cases as efficiently as possible while never settling for less than you deserve.

The damages available to you depend on the severity of your injuries and the impact on your life. Common forms of compensation include:

• Medical Expenses: Hospital bills, surgeries, rehabilitation, prescriptions, and future care.
• Lost Wages: Income lost while recovering, plus reduced earning potential if you can’t return to your job.
• Property Damage: Repair or replacement of your vehicle and personal property.
• Pain and Suffering: Compensation for physical pain, mental anguish, and reduced quality of life.
• Punitive Damages: In cases of extreme recklessness (like drunk driving), courts may impose additional damages to punish wrongdoing.

Because Kentucky is a no-fault state, your Personal Injury Protection (PIP) coverage pays initial medical bills and lost wages. But if your expenses exceed $1,000 or you suffer permanent injuries, you can step outside the no-fault system and pursue a claim against the at-fault driver.

Despite modern safety features, negligent drivers still cause devastating crashes every day. Frequent causes include:

• Distracted driving (texting, calls, or in-car tech)
• Speeding or aggressive driving
• Driving under the influence of alcohol or drugs
• Running red lights or stop signs
• Reckless lane changes and tailgating
• Weather-related hazards like rain, ice, or fog
• Driver fatigue on long stretches of I-65 or U.S. 31W

Even the most cautious driver can’t always avoid another’s negligence. If you’ve been injured, you may have legal grounds to recover damages.

Yes. Kentucky follows a pure comparative negligence rule, which means your compensation is reduced by your percentage of fault but not eliminated unless you’re 100% responsible.

For example, if you were 20% at fault for speeding but the other driver was 80% at fault for running a red light, you could still recover 80% of your damages. A lawyer can help protect you from insurers who often try to exaggerate your share of fault.

Collisions with uninsured or underinsured drivers can be especially stressful. Fortunately, if you carry UM/UIM coverage, your own policy can step in to cover medical costs, lost wages, and other damages.

Our attorneys can review your coverage, negotiate with your insurer, and explore additional avenues for recovery if your policy isn’t enough.

Drunk driving accidents are particularly devastating, and victims often qualify for both compensatory damages and punitive damages meant to punish the reckless driver.

It’s important to call the police immediately, document the driver’s behavior if possible, and seek medical treatment. An attorney can then pursue compensation not only through the driver’s insurance but also through dram shop claims against bars or restaurants that overserved them.

Accidents don’t always involve a typical two-car crash. Some of the most complicated cases in Bowling Green arise when rideshare or delivery drivers are involved, or when the at-fault driver flees the scene.

• Rideshare/Delivery: Accidents involving Uber, Lyft, Amazon, or DoorDash drivers often involve multiple insurance policies. A lawyer can identify which apply and maximize your recovery.
• Hit-and-run: If the fleeing driver isn’t found, your UM coverage may provide compensation. Document the scene, call the police, and consult with an attorney as soon as possible.

Proving negligence requires strong evidence, which may include:

• Police crash reports
• Witness statements
• Photos/videos from the scene
• Traffic camera footage
• Medical records
• Accident reconstruction analysis

Our team works with investigators and experts to piece together exactly what happened and hold negligent drivers accountable.

Choosing the right legal team makes all the difference. Here’s why thousands of car accident victims across Kentucky have chosen us:

• Resources & Reputation: As America’s largest injury firm, we have over 1,000 attorneys and the financial strength to go toe-to-toe with major insurance companies.
• Local Knowledge: Our Bowling Green team knows Kentucky’s unique no-fault and comparative negligence laws inside and out.
• Proven Results: We’ve recovered billions nationwide, including millions for car crash victims in Kentucky.
• No Upfront Costs: With our contingency fee system, you only pay if we win.

If you’ve been injured in a car wreck in Bowling Green, don’t settle for less than you deserve. Contact Morgan & Morgan today for a free case review and let us fight for the justice and compensation you need to move forward.