Workers' Compensation Claims in Colorado

Work accidents can easily occur, and the workplaces of Colorado are no exception. Workers' compensation is an important system designed to protect employees who suffer from work-related injuries or illnesses, providing much-needed medical benefits and financial assistance during their recovery. Navigating the complexities of workers' compensation claims can be overwhelming, however, especially when dealing with the physical and emotional toll of an injury. That's why you may need to rely on the assistance of a workers’ compensation lawyer in Colorado.

With decades of experience and a track record of recovering billions of dollars for clients, Morgan & Morgan has established itself as a trusted advocate for injured workers. Our attorneys possess a deep understanding of workers' compensation laws, ensuring your claim is handled professionally and competently. By entrusting your case to Morgan & Morgan, you benefit from their aggressive negotiation skills, extensive resources, and unwavering commitment to securing the best possible outcome for your claim.

Contact us today to schedule a free case evaluation.

What Is Workers' Compensation?

Workers' compensation is a type of insurance that many employers are required to carry in order to protect their employees from financial hardship in the event of an injury or illness sustained while on the job. This insurance pays out wages lost due to the injury or illness, as well as medical bills related to the injury or illness. It also covers death benefits if the employee dies due to a workplace accident.

Colorado Workers' Compensation Requirements

Employers in Colorado are mandated to carry workers' compensation insurance if they have one or more employees, regardless of employment status. This includes part-time, full-time, and family members who receive payment for their work. Essentially, anyone who gets paid for the work they perform is considered an employee, and their employer must provide workers' compensation coverage.

Reporting a Work-Related Injury or Illness

In the event of a work-related injury or illness, it is essential for the injured worker to notify their employer promptly. Colorado law stipulates that the injured employee must inform their employer about the injury within 10 working days. Failure to report the injury within this timeframe may jeopardize the employee's eligibility for workers' compensation benefits.

Why You Should Work With a Workers’ Comp Attorney

If you have been injured at work, whether due to your own mistake or the negligence of your employer, it is important to understand when you should seek out a workers’ comp lawyer. A workers’ comp lawyer can provide invaluable assistance when it comes to dealing with workplace injuries and ensuring that you receive the compensation you are entitled to. Here’s how.

Calculate Damages for Medical Bills and Lost Wages

The primary purpose of hiring a workers’ comp attorney is to seek compensation for medical bills and lost wages resulting from an injury sustained on the job. Your workers' comp attorney will review your case carefully to ensure that all medical bills are properly documented and accounted for when calculating damages.

Your lawyer will also work with insurance companies to make sure that they are paying out fair compensation for lost wages due to missed time from work, as well as any long-term disability that may result from your injury. In many cases, it may even be possible to secure reimbursement for future medical expenses or retraining expenses, should you require additional training as a result of your injury.  

Negotiating With Insurance Companies

Insurance companies often use tactics such as delaying payment or denying claims in order to reduce their payouts. A qualified attorney can help ensure that the claim is processed quickly and accurately and that the employee receives full compensation for their injuries.

Appealing Denied Claims

Unfortunately, some insurance companies deny valid claims for various reasons. When this occurs, it is important to consult with a workers' comp lawyer, who can assess the situation and determine if there are grounds for appeal.

An experienced attorney will know exactly how to go about filing an appeal and will be able to guide you through each step of the process. Additionally, they may be able to negotiate with the insurance company in order to reach a favorable settlement agreement on your behalf.

Emotional Support & Peace of Mind 

Finally, perhaps one of the most important benefits of hiring a workers’ comp attorney is their ability to provide emotional support during this difficult time in your life. Dealing with insurance companies, employers, and other parties involved in a claim can be stressful—especially if there’s resistance from any of them.

Having someone knowledgeable by your side who understands what you’re going through makes all the difference when it comes to feeling supported and confident about pursuing justice for yourself or a loved one affected by an injury on the job.