Cases will be handled by attorneys licensed in the local jurisdiction. Cases may be associated with, or referred to, other law firms as co-counsel or referral counsel. Results may vary depending on your particular facts and legal circumstances. The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.

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Where Can I Find the Best Car Insurance Attorney in Charlotte, NC?

Car crashes can derail your life. We've helped thousands of people recover—physically, financially, and emotionally—after an accident.

Cases will be handled by attorneys licensed in the local jurisdiction. Cases may be associated with, or referred to, other law firms as co-counsel or referral counsel. Results may vary depending on your particular facts and legal circumstances. The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.

    North Carolina Personal Injury Lawyers

    We’re proud to fight for our neighbors. Meet the attorneys from your community.

    When you are learning how to drive, North Carolina requires you to study the rules of the road and demonstrate proficiency in driving. North Carolina also guides you through most of the process of getting your license and makes it relatively easy to register your car. 

    But one major aspect that North Carolina does not educate new drivers on is understanding how the insurance process works. Because of this, car accidents can be a source of confusion for new and old drivers alike. That is where an experienced car insurance attorney who is well-versed in the car insurance process can help.

    Our car insurance attorneys at Morgan & Morgan can guide you through this process and will fight zealously to get you a fair settlement in your car insurance case. Reach out to our team through our contact form immediately if you have been in a car accident in Charlotte, NC, to get a free case evaluation.

    Car Insurance Can Be Complicated

    It is particularly surprising that new North Carolina drivers are not guided on how car insurance works since every driver in the state is required to have car insurance while driving a car. 

    If the state requires you to be insured, it seems reasonable the state would also teach you to understand the insurance process, or require you to demonstrate an understanding of the process before getting a license. Instead, North Carolina allows individual insurance companies to instruct you about the process. 

    Often, this means that most people don’t know how it works until after they need to make their first claim. It is only then that many North Carolina drivers learn that the car insurance process is complicated and unfriendly to people making claims. 

    Car insurance companies control almost the entirety of the claims process, and claimants like you can feel helpless under the overwhelming power of an adversarial insurance company. When faced with this, you will probably find yourself asking, “Where can I find the best car insurance attorney in Charlotte, NC?”

    Fortunately, car insurance attorneys are no strangers to insurance companies controlling the claims process.

    Insurance Companies Control the Car Insurance Claims Process

    While insurance companies are regulated, the car insurance claim process faces minimal oversight. And car insurance companies take advantage of this limited oversight to pay as little compensation to claimants as possible. 

    If the process is unfair or you are treated unfairly during the process, you have limited redress options. Hiring a car insurance attorney from Morgan and Morgan is your best option when the insurance company is unfair to you during the claims process.

    The Claims Process Can Be Overwhelming

    Almost every part of the car insurance claims process is stacked against you. As soon as you initiate your claim, agents will begin asking for information and documentation.

    Documentation and Investigation Take Time 

    Most of the questions may seem reasonable enough. But many are designed to elicit information that can be used to deny or reduce the compensation for your claim.

    Documentation can also potentially be used against you, but it also serves a second purpose. The more documentation the insurance company asks for you, the more time you have to spend finding and submitting it. 

    Each delay frustrates the claimant and increases the likelihood that the claimant will drop the claim. A dropped claim is one that effectively costs the insurance company nothing.

    If you continue with the claim, the insurance company will assign an agent to investigate the claim. Most of this investigation will be done without your input, but you may be required to answer more questions or provide the investigator access to your damaged vehicle or approve communication with your doctors. 

    These are small inconveniences, but they add up, especially when you are recovering from an injury after a car accident and need money quickly. Furthermore, the investigator might take weeks to complete an investigation, and the claims process will not continue until the investigation is complete.

    Uncertain Outcomes

    Despite those potential delays and inconveniences, you can’t even be certain the insurance company will approve your claim. And if your claim is denied, you will need to rely on the appeals process to get the denial reversed, a process typically controlled by insurance companies. 

    Even if your claim is approved, there is no guarantee you will get paid as much money as you should receive. Just as the insurance company has almost total control of the claims process, it also has near-total control of the valuation of that claim. 

    For example, an insurance company might decide that certain expenses or costs are not covered, or that they are covered for less than the actual cost. And just like when a claim is denied, the primary way to reverse these decisions is to go through the appeals process.

    With this complicated process that the average person may simply not understand, insurance companies can pay significantly less than they should on many car insurance claims. Representation by an experienced Morgan & Morgan car insurance attorney is the best way to navigate the claims process and get paid fair compensation.

    100,000+ Five Star Reviews

    The reasons why clients trust Morgan & Morgan.

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    This group has been so kind and I feel they really care about what I have experienced and want to help.
    Donna S.
    Charlotte, NC
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    So far so good! They are staying in close contact taking things day by day which is what anybody could ask for especially being in a stressful situation. Of course, handling cases takes time.
    Nicole R.
    Charlotte, NC
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    They listened to me like a real person instead of just another statistic.
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    Charlotte, NC
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    They’re very good always reply quickly alert me when there’s changes and very courteous
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    Charlotte, NC
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    Morgan and Morgan have helped me settle something that I never thought would happen! They stayed in touch with me along the entire process and made this super simple for me!
    Janelle N.
    Charlotte, NC
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    Kendall and Morgan & Morgan have always been on my side and fought the fight for me. And believe me it was certainly a tricky fight. I am pleased with the outcome and would recommend this law firm as well as use them if I should ever need to. Thank you ~ Kathy
    Kathy G.
    Charlotte, NC
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    Results may vary depending on your particular facts and legal circumstances. Based on select nationwide reviews.

    How It Works

    Unsure what to do next? With 35 years of experience, our personal
    injury lawyers will guide you every step of the way.

    Step 1
    1

    Contact Us 24/7 - It’s Free

    Start with a free, no-obligation case evaluation online, by phone, or via text. Tell us your story—we’re here to listen.

    Start your claim

    Step 2
    2

    Meet your dedicated attorney

    Once your case qualifies, we’ll pair you with a lawyer and a supportive team. They’ll handle everything, keep you informed, and answer all your questions.

    Meet the attorneys

    Step 3
    3

    We fight for more

    Your legal team will build a strong case, negotiate with insurance companies, and pursue the maximum results you deserve.

    Learn more about the case process

    Results may vary depending on your particular facts and legal circumstances. The attorneys shown in these photos may not be licensed in your state. To find an attorney licensed in your area, please visit our attorney page.

    Local Care

    Backed by America’s Largest Injury Law Firm.

    • $25 Billion

      Recovered for clients
      nationwide

    • 700,000+

      Clients and families
      served

    • 1,000+

      Attorneys across
      the country

    • 1

      Click may change your life

    We know your pain.

    John Morgan’s brother Tim was injured as a teen. Their experience with a lawyer was a nightmare. John spent 35 years building a firm to do better for families like his. And yours.

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    The attorney featured above is licensed in Florida. For a full list of attorneys in your state please visit our attorney page.
    Results may vary depending on your particular facts and legal circumstances.