CHARLOTTE CAR ACCIDENT ATTORNEY

Not every crash automatically leads to a lawsuit, but many do. We evaluate each case by looking at three key factors that determine whether a claim has legal merit:

• Negligence: Another driver acted carelessly or violated traffic laws, creating a dangerous situation that led to the crash.
• Causation: That negligent act directly resulted in your injuries or property damage.
• Damages: You suffered measurable losses, such as medical expenses, lost wages, or pain and suffering, because of the collision.

When these elements are present, a strong claim exists. From there, we take over the challenging part: investigating the crash, collecting evidence, and handling insurance claims so you can focus on your recovery.

The moments after a crash can be chaotic, but what you do next can make a major difference in your recovery and your claim. Focus on safety first, then take steps to protect your rights and preserve critical evidence.

• Get medical help immediately. Call 911 if anyone is injured, and always accept evaluation by paramedics or a doctor, even if you think you’re fine. Some injuries take time to appear.
• Report the accident to the police. A formal crash report provides an objective record of what happened and is vital for insurance and legal purposes.
• Exchange details with everyone involved. Collect names, driver’s license numbers, insurance information, and contact details for witnesses.
• Document everything. Take photos or videos of the vehicles, visible injuries, road conditions, traffic signals, and any other details that help capture the scene.
• Stay calm and avoid admitting fault. Stick to the facts and save the explanations for your attorney.
• Reach out to Morgan & Morgan. We can secure dashcam or surveillance footage, send preservation letters, and begin building your case before evidence disappears.

Getting prompt medical care doesn’t just protect your health; it also connects your injuries to the crash, strengthening your claim from day one.

North Carolina law gives you a limited window to file a personal injury or property damage claim after a car accident. While that window may seem generous, waiting too long can make it more difficult to recover evidence and locate witnesses.

Our attorneys file promptly to protect your rights, gather evidence before it disappears, and ensure your claim remains compliant with all relevant legal deadlines.

North Carolina uses a pure contributory negligence rule, one of the strictest in the country. This means that if you’re found even 1% at fault, you may be barred from recovering compensation.

Insurance companies are aware of this and often use it to deny or minimize claims. Our attorneys build evidence-backed cases, using reconstruction experts, CCTV footage, and phone records, to eliminate weak points and protect you from unfair blame.

You still have options. Many Charlotte drivers carry uninsured/underinsured motorist (UM/UIM) coverage, which can step in when the at-fault driver has no insurance or too little.

We’ll review all available policies, including yours, the other driver’s, and any umbrella coverage, to pursue every possible source of recovery.

Medical Payments coverage (MedPay) is optional in North Carolina, but it can be extremely helpful. It pays for medical expenses for you and your passengers, regardless of fault.

If you have MedPay, we can help coordinate benefits to cover immediate treatment while your injury claim is pending, without affecting your right to pursue compensation later.

Proving fault requires clear, persuasive evidence. We build your case using:

• Police crash reports and officer observations
• Photos, dashcam footage, and vehicle “black box” data
• Witness statements
• Traffic citations or cell phone records showing distracted driving
• Expert reconstruction reports

We handle the heavy lifting, from subpoenas to expert consultations, so that you can focus on recovery.

Unlike medical bills or lost wages, there’s no formula for pain and suffering. We build these claims through evidence of how the crash changed your life, including daily pain levels, missed milestones, mental health struggles, and reduced mobility or independence.

Our attorneys collaborate with medical and vocational experts to translate those hardships into meaningful compensation.

We pursue the full scope of your damages, including:

• Medical costs: ER visits, rehabilitation, surgeries, and future medical treatments.
• Lost income: Time off work, reduced earning capacity, and job loss.
• Pain and suffering: Physical pain, anxiety, trauma, and lifestyle impact.
• Vehicle repairs: Including diminished value if your car is worth less after repairs.
• Out-of-pocket costs: Transportation, prescriptions, and home modifications.

Each case is unique, and our goal is to ensure your final settlement reflects the true cost of what you’ve endured.

Passengers and rideshare users have the same right to compensation as drivers. Liability may extend to the rideshare driver, another motorist, or even the rideshare company’s insurance policy, depending on whether the app was active at the time of the incident.

We identify every available insurance policy (personal, corporate, and UM/UIM) and pursue all applicable claims.

No, not before speaking with an attorney. Insurance adjusters often record statements early in the process to minimize your claim. Even innocent comments like “I’m feeling better” can be twisted to suggest you weren’t seriously hurt.

We handle all communication and negotiation so you don’t have to deal with pressure tactics or legal traps.

Fast growth has made traffic more dangerous on Charlotte’s busy roads. Common causes of crashes include:

• Distracted driving (texting, GPS use, eating behind the wheel)
• Speeding and aggressive lane changes
• Drunk or drug-impaired driving
• Running red lights or stop signs
• Fatigue and drowsy driving
• Poor weather or road conditions

When another driver’s negligence leads to injury, you shouldn’t have to bear the burden alone.

The timeline depends on factors like medical treatment, liability disputes, and insurance cooperation. Some cases are resolved within a few months, while others may take longer if litigation is necessary.

We prioritize thorough preparation and strategic negotiation. If insurers refuse to be reasonable, our trial attorneys are always prepared to take the fight to court.

There’s no cost up front. We work on a contingency fee basis, meaning The Fee Is Free™. You pay nothing unless we win, and our payment comes as a percentage of your recovery.

This ensures our goals are aligned: getting you the maximum compensation possible.

Because in North Carolina, results matter.

Morgan & Morgan is America’s Largest Injury Law Firm, with more than 1,000 attorneys nationwide and a strong team serving Charlotte and the surrounding communities. We’ve recovered over $30 billion for clients and have the resources to take on even the biggest insurance companies.

When you work with us, you get more than a lawyer; you get an entire team of investigators, paralegals, and trial specialists fighting for your future.

If you’ve been injured in a car accident, don’t face the insurance company alone. Contact Morgan & Morgan’s Charlotte office for a free, no-obligation case evaluation. Let us fight for you.