Hurricane Attorney in Florida

Your home is one of your most valuable investments. Your homeowners insurance policy is there to protect it. But even the best policy may not account for every type of damage, so it’s important to understand what is and isn’t covered.

In Florida, homeowners insurance generally covers wind, but not water damage. Therefore, you need a separate flood insurance policy. Together, these policies protect against the two main problems hurricanes yield: wind and water damage.

There is a special deductible for hurricane damage in Florida. The insurance company won’t pay for any damages until the deductible is reached.

Because insurance companies are motivated by profits, they generally don’t place the best interest of their policyholders at the forefront. In an effort to pay as little as possible, they may take any number of steps, including:

• Undervaluing or denying your claim
• Neglecting to pay your claim under the correct coverage category
• Delaying the processing or payment or your claim
• Refusing to make payment unless you sign a release of supplemental claims
• Incorrectly asserting that some damages are not covered under your policy

The insurance company might try to convince you that you don’t need an attorney or that an insufficient settlement is the best result you’ll get. Don’t buy it. Our legal team understands how to counter the insurance company’s tactics and maximize the compensation our clients receive.

What’s more, we work on a contingency arrangement, so our payment is contingent on us successfully resolving your claim. There are no upfront costs, and there’s no risk to you.

If you encounter difficulties trying to recoup damages following a hurricane, Morgan & Morgan’s Florida attorneys are here to help. With more than two dozen offices across the state, we have the resources and know-how to help you recover the compensation you are owed.

Schedule a free, no-obligation case review today.