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How you handle the aftermath of a car accident determines the strength of an insurance claim, as well as a civil lawsuit. You start by calling 911, unless the vehicle collision resulted in minor damages and injuries. Then, you seek medical care if you sustained serious injuries. If you feel up to… Read more
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When you file an insurance claim, you expect the insurance adjuster to treat you fairly during the review process. Unfortunately, far too many insurance adjusters either deny claims or offer settlements that are well below what a policyholder deserves. How can you fight back against an unreasonable… Read more
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The term “maximum medical improvement” describes a stage during the treatment process where the healthcare provider, such as a doctor, informs the patient that no further progress in their medical condition is possible. Contrary to popular belief, reaching MMI does not mean that the patient has… Read more
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Suppose you’ve been the victim of some sort of accident or have another reason to file a personal injury claim. In that case, you may find that more than one party is involved in the compensation process.Depending on the factors of the incident and in which state you reside, you may end up filing a… Read more
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If you recently experienced property damage, you may wonder, “What is an assignment of benefits, and should I sign it?” An Assignment of Benefits (AOB) entitles a third party, such as a contractor for home repairs, to file a claim with your insurance provider directly. However, an AOB can become… Read more
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It's impossible to tell exactly how much it will cost to replace cast iron pipes. You may need a few hundred dollars to fix a small plumbing job of a broken cast pipe. But if the plumbing requires cutting through walls to replace these pipes and fixing possible water or sewer damage, it may cost… Read more
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The insurance claims process may seem highly convoluted to the average person. It involves lots of bureaucracy and confusing deadlines. And if you miss even one deadline, you might need to restart your claim from the beginning, or worse, the insurance company might deny your claim.But all of those… Read more
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When you need help paying for the costs associated with an accident or injury, insurance coverage is critical. Car insurance will help you get back on your feet after a motor vehicle collision.But what if you have not made a payment on your policy? Can you still file a claim?Suppose that you were… Read more
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On February 3, 2023, a Norfolk Southern Railway freight train derailed in East Palestine, Ohio in what many experts believe to be one of the worst environmental disasters in United States history. The Department of Transportation has not released the details describing why the Norfolk Southern… Read more
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In February 2023, a train carrying hazardous materials derailed in the eastern Ohio town of East Palestine. This incident quickly became national news as residents of the town were advised to evacuate.While the evacuation advisory was made out of an abundance of caution, it wasn’t made without… Read more
