Is Toyota Sharing Your Private Driving Data With Insurance Companies?

Most people think of their car as just that—a car. 

But newer vehicles are more like moving computers, quietly collecting information every time you drive.

Now, a lawsuit is bringing national attention to just how much data some cars collect and who that data may be shared with. 

The case involves Toyota, Progressive Insurance, and a data broker called Connected Analytic Services (CAS). According to the lawsuit, Toyota may have collected and sold drivers’ personal driving data to insurance companies without clearly telling consumers or getting proper permission.

If you own or lease a Toyota, this could affect you.

What Kind of Data Is Being Collected? 

Many Toyota vehicles made in 2018 or later include connected technology that tracks how the car is used. According to the lawsuit, that data can include things like:

• How fast you drive
• How hard you brake or accelerate
• Where and when you drive
• How often you drive at night
• Other driving behavior that can paint a detailed picture of your habits 

Most drivers don’t realize this information may leave their vehicle, but the lawsuit claims it did.

How Was the Driving Data Used?

The lawsuit alleges that Toyota shared driver data with Connected Analytic Services, which then provided that data to insurance companies, including Progressive.

Some drivers say they only found out their data had been shared when they applied for insurance, and the insurer already had a detailed driving profile on them. In some cases, drivers say they never signed up for a usage-based insurance program and never knowingly agreed to share this information.

Toyota and Progressive have said data sharing requires consent, but the lawsuit claims the consent process was confusing, misleading, or buried in fine print that consumers didn’t understand.

What This Means for Drivers

Your driving data isn’t simply technical information stored in the background. When it is shared with others, it can have real consequences for your life.

Here’s why consumers are concerned:

It Can Affect Your Insurance Rates

Insurance companies can use driving data to decide how risky you are. That can mean higher premiums, fewer coverage options, or even denial of coverage.

It Raises Serious Privacy Concerns

Your driving data can reveal where you live, where you work, when you travel, and your daily routines. Many people would not knowingly agree to share that information with third parties.

Most Drivers Didn’t Know This Was Happening

A common complaint in the lawsuit is that drivers were never clearly told their data could be sold or shared, or that saying “yes” to basic vehicle features meant agreeing to ongoing tracking.

What the Lawsuit Claims

The lawsuit accuses Toyota, CAS, and Progressive of:

• Collecting and sharing driver data without meaningful consent
• Violating consumer privacy laws
• Misleading consumers about how their data would be used
• Profiting from personal driving information

The case seeks financial compensation for affected drivers and asks the court to stop the alleged data-sharing practices.

What Are Your Legal Options as a Toyota Driver?

If you own or lease a Toyota, especially a model from 2018 or newer, you may have options.

You May Be Able to Join a Lawsuit

Drivers whose data was collected or shared without proper consent may qualify to participate in ongoing litigation seeking compensation and accountability.

You Can Speak With a Consumer Privacy Attorney at Morgan & Morgan

An experienced lawyer at Morgan & Morgan, along with our helpful legal team, can help determine whether your data was shared, if that sharing violated the law, and whether you qualify for compensation.

Morgan & Morgan has experience handling large-scale consumer privacy cases and can review your situation at no cost.

You Can Request Your Data

In some cases, consumers have the right to request copies of the data companies have collected about them. This can help confirm whether your information was shared and with whom.

You Can Review and Update Your Settings

Many drivers are surprised to learn they agreed to data sharing through vehicle apps or account settings. Reviewing and adjusting those settings can help limit future data collection.

Contact Morgan & Morgan Today to Learn More

This lawsuit is part of a growing trend. Automakers, tech companies, and insurers are under increasing scrutiny for how they collect, share, and sell consumer data.

As cars become more connected, the law is racing to catch up, and consumers are starting to push back.

Your car should work for you, not quietly collect data that could be used against you. If Toyota or any other company shared your driving data without your clear permission, you may have legal rights. 

Morgan & Morgan is here to help consumers hold powerful companies accountable. If you believe your driving data was shared without your consent, you can contact Morgan & Morgan for a free and confidential case evaluation to learn what options may be available to you.