Dina Loo and Lucio Lam v. Homeowners Choice Property & Casualty Insurance Company, Inc.
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Case Study
Our clients' property was damaged by nearby mining activities. They reported an insurance claim with their homeowners insurance carrier in an effort to receive funds to repair the damage to the property. However, the carrier denied the claim citing multiple exclusionary provisions in the policy. We challenged their incorrect coverage determination in court. The jury agreed that the exclusions cited did not apply and coverage for the damage under the policy was appropriate. The jury awarded our clients every penny they asked for in damages.
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