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You open your pay stub and notice that more money than expected has been deducted for health insurance. After reviewing the details, you find the reason: a tobacco or nicotine surcharge.Perhaps you disclosed during open enrollment that you smoke cigarettes, vape, use smokeless tobacco, or consume… Read more
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You wake up in a hotel room with a pounding headache, nausea, or dizziness—symptoms that feel like a bad hangover or flu—but what if it’s something far more dangerous?Carbon monoxide (CO) is an invisible, odorless gas that can quickly turn a relaxing trip into a medical emergency. If you suspect… Read more
