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The Risks of Boarding and Leaving a VesselGetting on or off a boat may seem routine, but the transition between land and vessel can be one of the more dangerous parts of a trip.Unlike stepping into a parked car, a boat may move with waves, wakes, tides, wind, or passing vessel traffic. The height… Read more
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When a Boat Wake Causes DamageEvery moving boat creates some level of wake. Most wakes pass without incident, but a large or unexpected wave can become dangerous when it reaches a smaller boat, crowded dock, marina, swimmer, or vessel carrying passengers who are not prepared for the impact.A wake… Read more
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Injuries at Marinas and DocksMarinas and docks bring together moving boats, passengers, workers, equipment, fuel, electricity, and constantly changing water conditions. Even an ordinary walk from the shore to a vessel can become dangerous when a walkway is damaged, wet, poorly lit, or improperly… Read more
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Drowning Risks on the WaterDrowning is one of the most serious risks associated with boating and other maritime activities. A person can enter the water unexpectedly after a collision, sudden turn, large wake, equipment failure, or fall from the vessel.Other incidents may occur during swimming,… Read more
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Injuries on Charter Boat TripsCharter boats carry passengers on fishing trips, sightseeing tours, diving excursions, parties, and other recreational outings. Most trips end safely, but a mistake by the captain or crew can quickly place passengers in danger.A collision, slippery deck, poorly secured… Read more
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Employer-provided life insurance can look simple while someone is working: choose the coverage, name a beneficiary, and watch the premium come out of a paycheck.After the employee dies, however, the claim can expose a complicated system involving the employer, a plan administrator, an insurance… Read more
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You worked for it. You saved it. Maybe you skipped a vacation because the office was short-staffed, held onto days for an emergency, or simply never got around to using everything you had accumulated.Then your job ends, and suddenly those unused hours disappear.Whether your employer can do that… Read more
