Insurance Claims

Insurance Claim Lawyers

  • The Fee Is Free™. Only pay if we win.
  • America's Largest Injury Law Firm
  • Protecting Families Since 1988
  • 20 Billion+ Won
  • 1,000+ Lawyers Nationwide

Free Case Evaluation

Tell us about your situation so we can get started fighting for you. We tailor each case to meet our clients' needs.
Results may vary depending on your particular facts and legal circumstances.
Our results speak for themselves

The attorneys featured above are licensed in Florida. For a full list of attorneys in your state please visit our attorney page.

Insurance Claims

At Morgan & Morgan, our attorneys understand that when a policyholder who has paid insurance premiums submits a claim to their insurance company, they expect the company will act in good faith and honor the validity of the claim. However, many times the insurance company does not do what is right and honor the claim. Disputes often arise after an insurance company denies a valid claim, many times without a legitimate reason or explanation.

Disputes also can occur if insurance companies fail to pay medical providers the money they're entitled to from policyholders in states with no-fault insurance and personal injury protection, or PIP. Insurance companies generate a greater profit when policyholders do not file claims or fail to collect on claims submitted under their policies.

Some insurance companies habitually deny claims—regardless of their legitimacy—and will only investigate a claim if the policyholder takes legal action.

Scroll down for more
FAQ

Get answers to commonly asked questions about our legal services and learn how we may assist you with your case.

Insurance Claim FAQs

  • Where to Find Information about Insurance Claim Lawyers

    insurance guide

  • Our Process

    1. Documentation

      First, your assigned legal team will ask to see a complete copy of your insurance policy. If you don’t already have this, you can request it from your broker or insurance company. Next, your team will contact your insurance company to determine the status of your claim.

      These items will help your team understand the basis of your claim and if there is grounds for further investigation and legal action.

    2. Investigation

      Your attorney and their support staff will dig into the details of your policy investigate the circumstances surrounding whatever damage or triggering event that caused you to file a claim.

      In this stage, we are gathering the evidence we need to support legal action.

    3. Negotiation

      Your attorney will file suit against the insurance company. This does not guarantee a trial; negotiation with the insurance company is also possible.

  • Why Was My Insurance Claim Denied?

    Unfortunately, insurance companies often interpret and manipulate the language in their policies to minimize or deny valid claims. Insurance providers have a significant self-interest to protect their cash reserves and to avoid payouts to policyholders. When an insurance company denies or undervalues a claim, they may allege that:

    The loss is excluded from the policy.

    The damages are less than what the insured is claiming, or falls below the policy deductible.

    The insurance company’s “independent experts” or “independent adjusters” have determined that no covered loss occurred or is excluded from the policy.

  • What Types of Insurance Disputes Does Morgan & Morgan Handle

  • Contact Morgan & Morgan Today

    If you believe that you are being treated unfairly by your insurance company, please do not hesitate to contact us today to see if an experienced insurance dispute attorney at Morgan & Morgan can help.

    Get in touch by filling out our free, no-obligation case review form. We're here to help you with your insurance disputes, as well any personal injury claims.

Scroll down for more Load More

Find out if you are eligible for a Insurance Dispute lawsuit

Take our FREE quiz to see if you qualify for a lawsuit.

How it works

It's easy to get started.
The Fee Is Free™. Only pay if we win.

Results may vary depending on your particular facts and legal circumstances.

  • Step 1

    Submit
    your claim

    With a free case evaluation, submitting your case is easy with Morgan & Morgan.

  • Step 2

    We take
    action

    Our dedicated team gets to work investigating your claim.

  • Step 3

    We fight
    for you

    If we take on the case, our team fights to get you the results you deserve.

Settlement

$40,000,000

Customer Story

“I was in a difficult situation when I was injured by a faulty product. I was hesitant to seek legal help but with the help of Morgan & Morgan, they made the process easy. They took immediate action and got me the compensation I deserved. I couldn't have done it without them. I highly recommend their services.” Estate of Patricia Allen v. RJ Reynolds, et al. | 2014