Workers' Compensation Claims
Workplace accidents can happen at any time, and employees deserve to have workers’ compensation on hand to help them recover both physically and financially. Workers’ compensation is a type of insurance that provides benefits for workers who have been hurt on the job. Both the employer and employee benefit from workers’ compensation as, while the employee has access to compensation, the employer is not held accountable for the incident. However, in workers’ compensation suits, workers are pitted against insurance companies to try to get the benefits they deserve after a workplace accident.
If you have been injured at the workplace, you need a powerful advocate on your side to help you recover the compensation your injury warrants. Contact one of Morgan & Morgan’s skilled Memphis workers’ compensation lawyers by filling out the free, no-obligation case review on the right. Benefits from injuries may include payment for doctor visits, hospitalization, physical therapy, prescriptions, medical tests, wage replacement, permanent impairment, death, and others.
Common Workplace Injuries
Our workers’ compensation attorneys have handled claims involving injuries such as:
- Fractured limbs
- Torn ligaments
- Torn rotator cuffs
- Herniated disks
- Brain injuries
- Carpal tunnel
- Hearing loss
- Sickness from exposure to toxins
- Electric shock
- Black Lung (including benefits under the Black Lung Benefits Act)
- Cold and heat stress
- Injuries from falling objects
- Various injuries to the shoulder, back, spinal cord, eyes, knees, neck, hip, respiratory organs, ankles, wrists, feet and hands
Workman’s Compensation in Tennessee
In Tennessee, all employers with five or more full- or part-time employees, all construction companies, and every employer in the mining industry must hold workers’ compensation insurance. Although smaller and exempt companies are not required to hold workers’ compensation insurance, employees injured while at work for these entities may file a lawsuit to recover damages for their injuries. To help keep workers informed and protected, Tennessee has launched an insurance verification website called the “Employers’ Workers’ Compensation Insurance Coverage Verification.” This website allows employees and other individuals to check whether a business operating in Tennessee has workers’ compensation insurance coverage.
What To Do After a Memphis Workplace Injury
If you want to receive compensation for your injuries, you need to report the workplace accident to your employer as soon as you can. You only have 30 days from the date of accident, or the date you visited a doctor. Sometimes, you may have to deal with the insurance company directly, in which case the information should be part of the resources you are provided with at work. If it is not posted, this information can be gathered by contacting the Memphis workers’ compensation office at 901-543-6077 or by e-mailing the Tennessee Department of Labor & Workforce Development at firstname.lastname@example.org.
How a Lawyer Can Help After a Workplace Injury
Many companies try to deny and minimize the compensation paid to employees injured at work, often saying that injuries developed outside the office space, that employees often exaggerate their injuries, along with other attempts to dilute the claim. In order to ensure that you are treated fairly by your employer and their insurer, it is necessary to consult quality legal counsel. An experienced attorney can also safeguard you from workplace discrimination, help you recover your sick days and Family Medical Leave time, work on vocational rehabilitation, and assist you in realizing other possibilities under workers’ compensation laws. Morgan & Morgan’s attorneys are skilled in negotiating workers’ compensation in Memphis, and will provide you with a compassionate and powerful advocate throughout the process.