Workers' Compensation Claims
Workers’ compensation is an agreement between an employer and an employee where an employee receives medical and financial assistance for a workplace injury. The worker and employer both gain from this agreement, because these benefits are usually provided without the determination of fault or negligence, and because workers forfeit the right to file a negligence lawsuit against the company. In workers’ compensation suits, workers are pitted against insurance companies to try to get the benefits they deserve after a workplace accident.
If you have been injured at the workplace, you need a powerful advocate on your side to help you recover the compensation your injury warrants. Contact one of Morgan & Morgan’s skilled Memphis workers’ compensation lawyers by filling out the free, no-obligation case review on the right. Benefits from injuries may include payment for doctor visits, hospitalization, physical therapy, prescriptions, medical tests, wage replacement, permanent impairment, death, and others.
Common Workplace Injuries
Our workers’ compensation attorneys have handled claims involving injuries such as:
- Fractured limbs
- Torn ligaments
- Torn rotator cuffs
- Herniated disks
- Brain injuries
- Carpal tunnel
- Hearing loss
- Sickness from exposure to toxins
- Electric shock
- Black Lung (including benefits under the Black Lung Benefits Act)
- Cold and heat stress
- Injuries from falling objects
- Various injuries to the shoulder, back, spinal cord, eyes, knees, neck, hip, respiratory organs, ankles, wrists, feet and hands
Workman’s Compensation in Tennessee
In Tennessee, all employers with five or more full- or part-time employees, all construction companies, and every employer in the mining industry must hold workers’ compensation insurance. Although smaller and exempt companies are not required to hold workers’ compensation insurance, employees injured while at work for these entities may file a lawsuit to recover damages for their injuries. To help keep workers informed and protected, Tennessee has launched an insurance verification website called the “Employers’ Workers’ Compensation Insurance Coverage Verification.” This website allows employees and other individuals to check whether a business operating in Tennessee has workers’ compensation insurance coverage.
What To Do After a Memphis Workplace Injury
Work-related injuries should be reported to an employer as soon as possible, but no later than thirty days from either the date the accident occurred or the date a doctor said you were suffering from a workplace injury. Your employer should then report your injury to their insurance provider. If your employer does not report your injury or illness, the workers’ compensation information should be posted in your workplace. If this is the case, you may contact the insurance provider and report the injury yourself. If it is not posted, this information can be gathered by contacting the Memphis workers’ compensation office at 901-543-6077 or by e-mailing the Tennessee Department of Labor & Workforce Development at email@example.com.
How a Lawyer Can Help After a Workplace Injury
Many companies try to deny and minimize the compensation paid to employees injured on the job, often saying that injuries were developed outside the work realm, that injuries are less serious than claimed to be, and other attempts to dilute the claim. In order to ensure that you are treated fairly by your employer and their insurer, it is necessary to consult quality legal counsel. An experienced attorney can also safeguard you from workplace discrimination, help you recover your sick days and Family Medical Leave time, work on vocational rehabilitation, and assist you in realizing other possibilities under workers’ compensation laws. Morgan & Morgan’s attorneys are skilled in negotiating workers’ compensation in Memphis, and will provide you with a compassionate and powerful advocate throughout the process.