Why Is My Car Accident Settlement Taking So Long?

Before we even look at these signs, it’s important to note that insurance companies operate differently depending on the circumstances. Those who act in bad faith may use newer tactics that might not seem like bad faith initially until when you discover the truth later down the road. 

That said, the most common signs of bad faith insurance include:

• unreasonable delays in processing your claim;
• failure to conduct a proper investigation;
• refusing to pay a valid claim;
• not providing a reasonable explanation for claim denial;  
• offering significantly less money than the claim is worth; and
• misrepresenting the law or terms of the insurance policy to avoid paying a claim. 

If you notice any of these signs and you believe your claim is valid, get in touch with us for a free case review.

The first thing you need to do is document all interactions with the insurance carrier, their claims adjusters, or any representative from their side. This documentation should include dates, times, and details of conversations. 

Collect all relevant documentation related to your claim, including a copy of the insurance policy you purchased. If filing a claim against the other party’s insurance company, say in the case of a car accident, make sure you collect evidence from the accident scene, seek medical attention, and document everything in the process. Then, as soon as possible, contact Morgan and Morgan to have your case reviewed by someone familiar with the games insurance companies play.

A bad faith insurance lawyer swings into action in cases where insurance companies fail to uphold their obligations to claimants, just like you. They can help by:

• evaluating the merits of your case;
• advising on the legal options available;
• identifying the parties that might owe you compensation (if you have a valid case);
• creating a legal strategy to maximize your claim; and
• representing you in negotiations or court proceedings. 

On top of the initial damages you may have been entitled to, bad faith insurance claim lawyers can also help you secure damages for the wrongful handling of your claim, including compensation for any additional losses or distress caused by the insurer's bad faith conduct.

Having your case reviewed by a Morgan and Morgan insurance expert is a game changer. We know that insurance companies love to bully their clients into accepting lowball offers or nothing at all. But there’s always a bigger bully in the room, better equipped with the knowledge, experience, and resources to take on these insurance companies. 

That’s Morgan and Morgan, the injury firm for the people. Do not let the insurance company deny you the compensation you deserve. Tell us about your case by filling out this form. We might be able to help.