A first-party claim is when you file a claim directly with your own insurance company under your policy — for example, after property damage, a car accident, or another covered loss.

Insurers may deny claims for reasons like alleged policy exclusions, missed deadlines, or disputes over the value of your loss. Sometimes, claims are wrongfully denied to save the company money.

If your insurer denies or delays your claim, don’t give up. Review the denial letter, gather your policy documents, and consider speaking with an attorney who handles first-party claims.

An experienced insurance lawyer can review your policy, challenge wrongful denials, negotiate with the insurance company, and take your case to court if necessary.

We work on contingency, which means we don’t get paid unless you do.