Tavares Debt Collection Harassment

Have you been hounded by phone calls from debt collectors? These debt collectors are harassers and abusers, who prey on those who do not know their protections and try to intimidate them. But if you’re being intimidated by these collectors, you have more rights than you may realize.

At Morgan & Morgan, our debt collection attorneys are experienced in taking these collectors to task. Our expert understanding of laws protecting citizens from debt collectors has allowed us to successfully stand up to the collectors for many of our clients, securing them compensation and offering them much-needed peace of mind. Debt collectors have been known to try and bully struggling Floridians into paying unfair debts at moments of weakness.

Some of these debts, though, are not even ones you are obliged to pay. Fraudulent collectors may try to scam you out of your rights and money. With a Tavares attorney at your side, however, you know that someone will be looking out for you.

Our attorneys in Tavares know how to stop debt collectors from harassing you and also how to get compensation for those that were hurt by the harassment and illegal behavior of collectors. Contact us for a free consultation today.

What Debt Collectors Can’t Do

If you have experienced first-hand how debt collectors operate, you may believe there is practically nothing they can’t and won’t do. However, the federal Fair Debt Collection Practices Act places strict standards of conduct upon nearly every third-party debt collector in the United States. Debt collectors cannot:

  • Threaten force, violence, or defamation;
  • Use obscene, profane, or abusive language;
  • Publish the names of alleged debtors;
  • Place phone calls with a frequency that is intended to harass;
  • Misrepresent the amount, nature, or origin of an alleged debt;
  • Impersonate law enforcement or another authority;
  • Misrepresent the potential penalties for non-payment, including telling alleged debtors they will be prosecuted, imprisoned, or have their wages garnished (unless garnishment is actually authorized by a court);
  • Add charges or fees not authorized by the original agreement;
  • Solicit or demand an excessively postdated check; and
  • Threaten to repossess property when the right to do so does not actually exist;

Florida state law reiterates similar protections and actually provides some additional ones such as making it illegal for a debt collector to communicate with an alleged debtor’s employer — or threaten to do so — without a legitimate garnishment order.

How Can Victims of Debt Collector Harassment in Florida Fight Back?

Debt collectors must cease communication with you once you notify them that an attorney represents you. Furthermore, if you dispute a debt, they must cease communication until they are able to provide sufficient verification of the amount and nature of that debt.

When debt collectors nevertheless choose to ignore these reasonable rules, victims may bring a civil lawsuit for any actual damages they suffered, attorney fees, and up to $1,000 in additional statutory damages.

Contact Our Tavares Office Today

Debt collectors attack their victims in a position of weakness. They rely on fear and a lack of legal knowledge among their victims to penetrate harassing and often illegal conduct while pursuing debt.

If you have experienced any of the conduct described above or otherwise been the victim of debt collector harassment in Tavares, we may be able to help.

Please fill out our free case evaluation form to have an experienced Tavares debt collection harassment attorney to have your case promptly evaluated.

Reviews

Review
Star Star Star Star Star
" They really care, know what they are doing and treat you as though you are their only client! "

~ Robert

Insurance Offer$200,000
turned into
What we got $1,200,000
Review
Star Star Star Star Star
" Made this difficult legal matter as painless as possible and helped lead us to victory. "

~ Catherine

Insurance Offer$60,000
turned into
What we got $1,050,000
Review
Star Star Star Star Star
" Outstanding firm that has their clients interest at heart. "

~ Derrick

Insurance Offer$200,000
turned into
What we got $3,500,000
Review
Star Star Star Star Star
" They really set the bar high...I highly recommend. "

~ Carole

Insurance Offer$5,000
turned into
What we got $2,000,000
Review
Star Star Star Star Star
" They made everything hassle free, which is exactly what I needed in my busy life. "

~ Smith

Insurance Offer$5,000
turned into
What we got $367,000
Review
Star Star Star Star Star
" Helped me every step of the way! "

~ Pappadakis

Insurance Offer$100,000
turned into
What we got $2,602,150
Map marker
Winter Haven
523 East Central Avenue, 33880
Map marker
Lakeland
2012 S. Florida Avenue, 33803
Map marker
Lakeland
402 South Kentucky Avenue, Suite 402 33801
Map marker
Kissimmee
198 Broadway, 34741
Map marker
Orlando
4495 South Semoran Boulevard, 32807
Map marker
Tampa
201 N. Franklin Street, 7th Floor 33602
Map marker
Orlando
20 North Orange Ave, Suite 1600 32801
Map marker
Orlando
5801 West Colonial, 32808
Map marker
Melbourne
940 S. Harbor City Blvd, 32901
Map marker
Tampa
3705 N Himes Ave, 33607

Current call wait: 4 seconds

Client Testimonial Videos

Free Tavares Debt Collection Harassment Case Review

Share your experience and we will call you

or Call Now Phone

By submitting you agree to our Terms & Privacy Policy.