New York Debt Collection Harrassment

No one should have to feel intimidated or abused by debt collectors. But far too often, those collectors will hound people and harass them in an attempt to get their money. It’s unacceptable, and more importantly, it’s often illegal. Once you know that, you can start looking for options for making it stop.

Although prior results cannot guarantee future outcome, Morgan & Morgan’s debt collection harassment attorneys in New York City have a successful track record of recovering damages for their clients nationwide and getting their harassers to stop. In addition, we’re a rare firm who has taken on debt collection cases and recovered punitive damages for our clients, which is compensation made to discourage harassers from engaging in such behavior.

With the assistance of a debt harassment attorney at our New York office, you may have an opportunity to return to a harassment-free life and recover the compensation to which you are entitled.

To learn more, fill out our free case review form for a no-obligation evaluation.

What are Debt Collectors Not Allowed to do?

Many debt collectors in New York City will stop at nothing to get your money. They will intimidate, they will threaten, they may even call your job or family to try and get paid.

However, what those harassers don’t want you to know is that these tactics and more are violations of the Fair Debt Collection Practices Act, which aims to curb debt collection harassment and protect the people. Nearly every third-party debt collector in the United States is required to follow these strict guidelines when calling about debt. Debt collectors cannot:

  • Threaten force, violence, or defamation;
  • Use obscene, profane, or abusive language;
  • Publish the names of alleged debtors;
  • Place phone calls with a frequency that is intended to harass;
  • Misrepresent the amount, nature, or origin of an alleged debt;
  • Impersonate law enforcement or another authority;
  • Misrepresent the potential penalties for non-payment, including telling alleged debtors they will be prosecuted, imprisoned, or have their wages garnished (unless garnishment is actually authorized by a court);
  • Add charges or fees not authorized by the original agreement;
  • Solicit or demand an excessively postdated check; or
  • Threaten to repossess property when the right to do so does not actually exist.

How Can an Attorney Help Me?

Debt collectors must cease communication with you once you notify them that an attorney represents you. Further, if you dispute a debt, they must cease communication until they are able to provide sufficient verification of the amount and nature of that debt.

When debt collectors nevertheless choose to ignore these reasonable rules, victims may bring a civil lawsuit for any actual damages they suffered, attorney fees, and up to $1,000 in additional statutory damages.

Morgan & Morgan May Be Able to Help You

It’s incredibly important to understand that you have rights if you or someone you know is being constantly harassed by debt collectors. They may try and intimidate you to make you think they hold the power in this situation, but you can make it stop.

If you would like to talk to a Morgan & Morgan New York, PLLC attorney in New York about your debt collection harassment case, fill out our free case review form.


" They really care, know what they are doing and treat you as though you are their only client! "

~ Robert

Insurance Offer$200,000
turned into
What we got $1,200,000
" Made this difficult legal matter as painless as possible and helped lead us to victory. "

~ Catherine

Insurance Offer$60,000
turned into
What we got $1,050,000
" Outstanding firm that has their clients interest at heart. "

~ Derrick

Insurance Offer$200,000
turned into
What we got $3,500,000
" They really set the bar high...I highly recommend. "

~ Carole

Insurance Offer$5,000
turned into
What we got $2,000,000
" They made everything hassle free, which is exactly what I needed in my busy life. "

~ Smith

Insurance Offer$5,000
turned into
What we got $367,000
" Helped me every step of the way! "

~ Pappadakis

Insurance Offer$100,000
turned into
What we got $2,602,150

Offices near You

Fort Lauderdale
5300 NW 33rd Ave, Suite 219
2451 Crittenden Drive, 40217
Panama City
1022 W. 23rd St., Suite 630 32405
101 Riverfront Blvd, Suite 600 34205
4495 South Semoran Boulevard, 32807
5801 West Colonial, 32808
500A Northside Crossing, Suite 9 31210
170 Meeting Street, Suite 110 29401
777 Gloucester Street, Suite 400 31520
402 South Kentucky Avenue, Suite 402 33801

Current call wait: 11 seconds

Client Testimonial Videos

Free New York Debt Collection Harrassment Case Review

Share your experience and we will call you

or Call Now

By submitting you agree to our Terms & Privacy Policy.