In the aftermath of a car accident, it can be unclear when, or if, a motorist should call an attorney. Everything from the nature of the accident to dealing with insurance companies can seem daunting, and there are certainly times when hiring an experienced attorney is a good idea.
Here, we answer the question of when to call a car accident attorney.
If You’re Injured and Your Financial Stability Suffers
If you’re involved in a car accident that wasn’t your fault, which resulted in a hospital stay, you shouldn’t have to pay for your medical bills and should be compensated for wages lost because you were too injured to work. Typically, the insurance company of the party at fault will offer a settlement to cover your damages, but that amount might not be as much as you deserve.
Insurance companies may also contest that your injuries weren’t related to the accident and deny you compensation. Similarly, an insurance company may dispute its policyholder’s liability and claim that it is not responsible for paying your damages. Even worse, there are cases where insurance companies refuse to pay all together and offer no pretext for doing their refusal. Situations like these are where a lawyer can help.
An experienced car accident attorney will know how to help you try to get the compensation you deserve, so you can focus on your recovery.
If Who’s at Fault Isn’t Clear
Insurance companies may also give you a hard time when fault for the accident isn’t clear. In Mississippi, the party at fault, or their insurance company, is responsible for paying for medical bills, vehicle damage, and other losses that resulted from the accident.
Although you may not have been at fault at all, the other driver may dispute your claim. This makes dealing with insurance companies more difficult, because they will take advantage of the uncertainty to reject compensation.
Negotiating with an insurance company in such an instance can be frustrating if you don’t have experience dealing with them. Car accident lawyers are experienced at dealing with motor vehicle insurance companies and can help you navigate these challenging circumstances.