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Insurance is used as a "safety net" to provide financial assistance to you and your family following an accident. You pay your premiums, and if an accident occurs, the insurance company pays you according to the terms of your policy. Your policy is a legal contract between you and the insurance company. However, there are times when an insurance company does not upload its end of this contract. If your insurance company unreasonably withholds the benefits of your policy, you may have an insurance dispute case. If you feel that your valid claim has been wrongfully denied, the insurance lawyers at Morgan & Morgan can help you understand the terms and conditions of you policy, and your rights.
Insurance Dispute attorney Brian McClain explains how some insurance companies find ways to deny claims for Personal injury protection benefits (PIP) in Florida.
In some cases insurance companies may try to avoid paying valid claims or reduce the payment; this is called unfair claims handling.
Bad faith occurs when an insurance company wrongfully denies an insurance claim.
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