Consumers who are being harassed by debt collectors have legal rights and can take steps to help protect these rights. First, if you are being harassed, inform the debt collector that you are aware of your rights and that the harassment must stop. Next, write down the following information about the debt collector: their name; their supervisor's name; their phone number; their company's address; and their company's name. It's also important to keep a debt collection call log and record any harassing statements made by the creditor.
Attorney Billy Howard explains identity theft and how you can prevent yourself from becoming a victim.
In a debt harassment lawsuit, the plaintiff may be entitled to monetary damages, including compensation for emotional anguish, damage to credit, and job loss.
Debt collectors are subject to federal debt collection law, which outlines strict requirements for those attempting to collect a debt.
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