Insurance Dispute FAQs
Related links: Insurance Dispute Legal Information
How long will a lawsuit against my insurance company take?
The time involved varies greatly from case to case. Very often, the insurance carrier offers to pay the benefits owed shortly after they receive the lawsuit. Other times, they hire an attorney to defend them, which usually results in delays as the case proceeds through the litigation process. Generally speaking, a lawsuit of this type can take anywhere from 90 days to several years to resolve. We try whenever possible to obtain a trial date for our clients within 12 months of the date the suit is filed.
How does Morgan & Morgan, P.A. get paid?
Our legal fee usually amounts to 40% of the total amount of benefits we recover from your insurance company on your behalf. In most cases, however, we are able to require the insurance company to pay our legal fee in addition to also paying your benefits. If the amount of the court ordered fee equals or exceeds the contingency fee, you will receive all of your benefits without any portion being deducted for legal expenses.
My insurance company keeps asking for more information. Should I give it to them?
Virtually all insurance policies contain a "cooperation clause." This means that you must comply with all reasonable requests made by your insurance carrier. This does not mean, however, that you should endlessly continue to forward information to the company. We strongly recommend that you consult with an attorney at the first indication you receive that your claim is not being paid in a timely manner by the company. The initial consultation with our firm is always free.
If I can't find a copy of my insurance policy, do I still have a claim?
Yes. Although reviewing your policy is a very important part of our evaluation process, we can get a copy of the policy directly from the company if you cannot locate your copy. If you were never provided with a copy of your policy, please let us know as that is relevant in determining what defenses an insurance company may be able to assert in litigation.
Should I continue to pay my insurance premium even after the company has denied my claim?
It really depends on the type of policy you have and the reason the carrier has denied your claim. Although it appears unjust to require you to continue to pay premiums to a company who has refused to honor your claim, sometimes it is in your best interest to do so. Our attorneys will review your policy at the initial consultation and advise you as to whether to continue payment of the premiums.
The lawyers at Morgan & Morgan litigate to trial numerous lawsuits involving Insurance Disputes as well as other personal injury cases every year. We handle cases throughout the State of Florida including Orlando, Tampa, Fort Myers, Miami, and Jacksonville, as well as Nationwide. We are extremely proud of the results that we have obtained. We look forward to sharing those results with you.
