Insurance disputes often arise as a result of insurance companies interpreting policies to minimize their required payment.

The Insurance Disputes practice section was established at Morgan & Morgan in response to an increase in the denial of valid insurance claims by the insurance industry. This issue can occur with many different types of insurance, including Car Insurance and Homeowner's Insurance. We provide the legal counsel and support staff that is absolutely necessary for the client to fully understand his or her rights and obligations under the insurance policy and make the most informed decision. We have substantial experience in insurance litigation and interpretation of insurance policies and can assist you in obtaining the money owed under the policy.

We all like to assume that insurance companies will honor their obligations when a valid claim is made.

Unfortunately, they often interpret policies to minimize the required payment. In other situations, insurance providers simply refuse to pay because they have a self-interest not to; payments reduce the cash reserves that insurance companies must maintain. Maintaining those cash reserves costs the insurer money, reducing profit or requiring premiums to be raised. In catastrophic situations like hurricanes or fires, the insurance companies have a financial interest not to offer compensation. An experienced insurance law attorney can help you fight a refusal to pay a claim. We can assist you in understanding the terms and conditions of your policy and completing a proper claim under the policy. If your valid claim is denied, we will file suit and litigate through trial on your behalf.

We will represent individuals involved in a dispute over insurance coverage outlined by almost any insurance policy.

If an insurance company refuses to pay your claim, denies payment, or offers an insufficient amount, we will represent you to reinforce the insurance company's obligations. You should never have to represent yourself against an insurance company or accept an unfair settlement offer. We have litigated and successfully represented clients in claims against most of the largest insurance companies in the United States. If the case requires tough negotiation or aggressive litigation, we will see to it that you are fairly treated and compensated by the insurance company.

Our insurance litigation practice is very broad.

Within the Insurance Disputes section, we have further divided our practice into Homeowners and Business Property Losses due to hurricane, wind, rain, fire, and other natural causes, Bad Faith and Unfair Claims Handling, Disability Insurance, ERISA Claims, Professional Liability Coverage, Errors & Omissions Coverage (E&O), Personal Insurance Protection, and Uninsured Motorist Coverage. We can also help you with your Life Insurance Dispute or Medical Billing Insurance Dispute. In many cases, an insured who prevails is entitled to recover the attorney's fees and other incurred costs from the insurance company.

The initial consultation with one of our insurance dispute attorneys is always free, and we welcome the opportunity to speak to you even if you are uncertain whether you have a valid claim.

For more information, please visit out Frequently Asked Questions regarding Insurance Disputes.

The insurance dispute lawyers at Morgan & Morgan litigate numerous lawsuits to trial involving Insurance Disputes and other personal injury cases. We are extremely proud of the results that we have obtained and look forward to sharing them with you.