Social Security

How the SSA Determines If You Are Eligible

How the SSA Determines If You Are Eligible

To decide whether you are disabled, the SSA uses a step-by-step process involving five questions about your medical condition and ability to work. The questions are as follows:

If you are working and your earnings average more than $980 a month, you generally cannot be considered disabled. If you are not working, your claim goes to Step 2.

Your condition must interfere with basic work-related activities for your claim to be valid. If it does not, the SSA will find that you are not disabled. If your condition does interfere with basic work-related activities, go to Step 3.

For each of the major body systems, the SSA maintains a list of medical conditions that are so severe they automatically mean that you are disabled. If your condition is not on the list, we have to decide if it is of equal severity to a medical condition that is on the list. If it is, the SSA will find that you are disabled and your claim will be approved. If it is not, your claim advances to Step 4.

If your condition is severe but is not on the same or equal level of severity as a medical condition on the list, then we must determine if it interferes with your ability to do the work you did previously. If it does not, your social security claim will be denied. If it does, we proceed to Step 5.

If you cannot do the same kind of work you did in the past, the SSA will see if you are able to adjust to another type of work. Your medical condition(s), age, education, past work experience, and any transferable skills you may have are taken into account. If you cannot adjust to other work, your claim will be approved. If you can adjust to other work, your claim will be denied.