The State Board of Workers’ Compensation in Georgia has been utilizing technology to catch companies that do not hold workers’ compensation policies. According to the Newnan Times-Herald, Georgia has already ousted 538 businesses that did not have a policy, resulting in $480,000 worth of fines and $1.2 million in premiums to cover the 2,700 previously uncovered employees. Georgia requires most employers with three or more full time, part time, or seasonal employees to hold workers' compensation insurance.
Georgia requires most employers with three or more full time, part time, or seasonal employees to hold workers' compensation insurance
This new advance in technology makes it much easier for Georgia authorities to catch businesses that do not hold workers’ compensation insurance. Now, inspectors can check a national database from laptops in their cars to see if a business is paying coverage premiums for workers’ compensation. Previously, inspectors had to wait for complaints or rely on random inspections to catch violators. The most common violators are reported to be restaurants, retail stores, and small construction companies. These companies often claim that employees are independent contractors when in fact they are not.
Workers’ compensation provides wages and medical benefits to employees who are injured on the job in exchange for an agreement that employees will not sue employers for negligence. In order to protect and educate employees, Georgia has even launched an insurance verification website called the “Employer Workers' Compensation On-Line Insurance Verification” to allow employees and other individuals to check whether a business operating in Georgia has workers' compensation insurance coverage.
Many companies try to lessen the benefits paid out to employees injured on the job, often saying that injuries were developed outside the work realm, that injuries are less serious than they are claimed to be, and other methods. If you are injured during the course of employment, a skilled attorney can assist you in ensuring that you receive the benefits you deserve. Contact a dedicated Atlanta workers' compensation lawyer for a free consultation.