When an insurance company unfairly denies an insurance claim, the claimant may have a case for "bad faith." To prove bad faith, the claimant must show that the insurance company failed to honor their contract and did not have a valid reason for denying, delaying or underpaying the insurance claim. Failing to promptly investigate a claim, unreasonably delaying payment and manipulating contract language are all examples of insurance bad faith.
Insurance Dispute attorney Brian McClain explains how some insurance companies find ways to deny claims for Personal injury protection benefits (PIP) in Florida.
In some cases insurance companies may try to avoid paying valid claims or reduce the payment; this is called unfair claims handling.
If your insurance company unfairly withholds the benefits of your policy, you may have a case. Our attorneys can help you understand your rights.
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