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A new debt collection law bans companies from leaving automated messages on consumers' cell phones without their permission. Any company which violates this debt collection law is liable for $500 per phone call, or $1500 for intentional violations. If you have received an automated message from a debt collector without first providing permission, save the message, as it could serve as evidence in debt harassment lawsuit.
Attorney Billy Howard explains identity theft and how you can prevent yourself from becoming a victim.
In a debt harassment lawsuit, the plaintiff may be entitled to monetary damages, including compensation for emotional anguish, damage to credit, and job loss.
Debt collectors are subject to federal debt collection law, which outlines strict requirements for those attempting to collect a debt.
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